Scapia Referral Code & Offer | Benefits worth ₹1500
Apply now and Claim an Extra Amazon Voucher worth ₹500.
While you might be searching for ‘Scapia Referral Code’ to claim signup benefits, the referral program actually works through the Scapia Referral Link: https://apply.scapia.cards/landing_page?referral_code=klqncx
| Scapia Referral Link | Claim Signup Bonus |
|---|---|
| Invite × Signup Benefit |
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| Signup Benefit Requirements |
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How to signup with Scapia Referral Link?
Here is a quick step by step guide to apply for the Scapia with referral link:
- Click on the Scapia Referral Link to get redirected to Scapia’s official website.
- Enter your mobile number (linked with Aadhar) and verify it to start the application.
- Provide your personal and professional details.
- Choose your preferred bank for co-branded Scapia card. (Federal, BOB or Axis)
- Keep your PAN Card handy and start the Video KYC.
- If your application gets approved then a tentative limit will be displayed instantly.
- Next, download the Scapia app and login with your number.
- Activate your virtual card to activate the flight voucher and book any flight from the Scapia app within 30 days of signup to claim your ₹1,000 discount.
CULT TIP
Better Chances of Approval: As per my experience and other’s reviews, you have better chances of Scapia Approval if you have a bank account or other banking relationship with the bank (Other than their Credit Card).
Benefits of signing up with Scapia Referral
Scapia is a premium yet lifetime free credit card offering numerous benefits but signing up with a Scapia referral link entitles you to receive an exclusive signup reward.
- ₹1,000 Flight Voucher: Signup with Scapia Invite and get a ₹1,000 flight voucher.
- ₹500 Amazon Voucher: Scapia’s Visa Signature card variant enables you to claim a ₹500 worth voucher of choice under VISA perks.
- Airport Privileges: Scapia doesn’t just offer unlimited lounges but an option to choose between free shopping/dining/spa with a modest spend criteria.
- Zero Forex Markup: No Forex Markup Charges on International transactions.
- 4% Travel Value back: Get 4% value back on all travel spends through Scapia app.
- 2% General Value back: Get 2% value back on all general spends with card.
- Lifetime Free Card: Get all these amazing rewards and benefits for applying for a lifetime free credit card.
Everything You Must Know about Scapia
- The scapia airport privilege is EITHER unlimited access to domestic lounges OR complimentary dining, shopping or spa (up to ₹1,000) for every domestic departure, once the spend criteria is met.
- While the forex markup is 0%, you won’t earn any Scapia Coins on all international transactions.
- Scapia Coins can only be redeemed for travel bookings (flights, hotels, trains, etc.) or to shop through the Scapia Store on their App. They cannot be converted to cashback, account credit, or gift vouchers.
- The benefit is only available on Domestic Departures (not arrivals).
- For the dining/spa/shopping benefit, you usually need to activate the offer in the Scapia App before making the payment at the airport outlet.
- You might not be eligible for Scapia Credit Card if you already hold a Federal Co-branded Card due to their ‘Scapia Card Policy’. (However, now you can get Scapia’s BOB Variant)
- If you ever close your Scapia Card you can never reapply for it.
Scapia Referral Offer (October, 2026)
The Scapia Credit Card operates a dual-benefit referral program benefitting both the Referrer and the Referee.
New Applicant (Referee) Bonus (October, 2026)
Currently, applicants signing up through a scapia referral/invite link gets complimentary:
- a Flight Ticket Voucher worth ₹1,000
New Visa Signature users also receive an Amazon Voucher worth ₹500.
Scapia’s Referral Offer (October, 2026)
Primarily, Scapia offers 1000 Scapia Coins (worth ₹200) per referral, but, there is more. From time to time, Scapia runs referral milestone programs offering additional vouchers or rewards on reaching referral milestones.
Scapia Referral Milestone offer for October, 2026 is shared below:
- Refer 3 Friends: Get Amazon Voucher worth ₹1,500
- Refer 6 Friends: Get Amazon Voucher worth ₹25,000
- Refer 15 Friends: Win Scapia Coins worth ₹60,000
- Refer 30 Friends: Win Scapia Coins worth ₹1,00,000
Checkout our blog post on Scapia Referral Program for complete terms and conditions.
CULT TIP
Claim a ₹500 Amazon Voucher: Visa x Poshvine are gifting a ₹500 voucher of your choice to new Visa Signature users. Since Scapia issues Visa Signature cards, you qualify! Simply complete a single transaction of ₹300+ (Online or Offline) to unlock and claim your reward.
Apply for Scapia and Claim Voucher here: https://visarewards.poshvine.com/
Cult Conclusion: Is Scapia Card Worth It?
Overall, Scapia is a great credit card if you are a frequent flyer as it not just offers unlimited domestic lounges but also offers Airport Privileges. It gives you an option to choose between complimentary shopping, dining or spa every time you fly.
If you are considering to apply for the Scapia Credit Card (lifetime free) then apply with a Scapia Invite Link to get exclusive signup benefits. But if you want to know more details about the card then do checkout our detailed Scapia Personal Review Blog.
Saurabh | Founder & Content Writer at CreditCult.in
For the last 7 years, I’ve been obsessed with the Indian credit ecosystem—testing cards, deconstructing reward programs, and finding the tiny loopholes banks don’t want you to see. I don’t just write about these accounts; I use them daily to ensure the advice I give is backed by real-world results.
Considering to apply Scapia? Checkout our detailed blog on Federal Scapia Credit Card and discover everything you should know before applying for it.
Scapia FAQs
Give me latest scapia referral code?
Scapia’s invite program runs through exclusive referral links (ending with a referral code string “klqncx”) and not through Scapia referral code.
Is there a sign-up offer for new applicants?
Yes, while the offers vary, currently, Scapia is offering ₹1,000 worth flight voucher and 1,000 Scapia Coins to new signups through Scapia Referral Link: https://apply.scapia.cards/landing_page?referral_code=klqncx
What is the Value of Scapia Coins?
Each Scapia Coin is worth 0.2 INR (10 Scapia Coins = ₹2).
Does Scapia physically delivers both Visa and RuPay Card?
No. Scapia just delivers the Visa Card primarily but one can request RuPay physical card too at no cost.
Can I apply for this Scapia if I already have another Federal Co-Branded Credit Card?
Federal bank generally follows a “One-Card Policy” for co-branded cards. If you hold a Federal bank OneCard or other co-branded card/s issued by Federal Bank, you are usually ineligible to apply for the Federal version but you can apply for the BOB or Axis variant.
What are the common reasons for scapia card ineligibility?
- If you are applying with a mobile number not linked with Aadhar card then you will be instantly rejected.
- If you are already holding another co-branded credit card with the same bank. In such a case, apply with another issuing bank (Federal, BOB or Axis).
- Too many recent credit inquiries.
- Credit Score below 720 or Annual Income less than ₹5,00,000.
Is Scapia Lounge Access truly unlimited?
Yes, but Conditional. Unlimited Airport Privileges during the current billing period are unlocked only when you spend ₹20,000 in the previous billing cycle.
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