Scapia Refer and Earn | Rewards worth ₹1,00,000
Scapia Refer and Earn (October, 2026): Scapia referral program just got one more upgrade. For the current campaign, milestone reward starts from ₹1,500 Amazon Voucher on 3 referrals to ₹1,00,000 worth Scapia Coins for 30 successful referrals.
Signup through Scapia invite link, claim signup vouchers worth ₹1,500 and start referring your friends and family. Read the blog till the end for complete details.
Disclaimer: This blog contains referral links, which may earn us a commission at no additional cost to you. These rewards help support the maintenance of this website but doesn’t affect our review.
Card Fees:
No Joining/Annual Fees
Benefits:
Unlimited Lounge & Shopping, Zero Forex
Best For:
Frequent Flyers
Reward Type:
Scapia Coin (Redeem on App)
Rating:
Scapia Referral Milestone Rewards (October, 2026)
For every Successful Scapia Referral, referrer earns a base reward of 1,000 Scapia Coins (worth ₹200). Additionally, every month Scapia brings new referral milestone campaigns that offers crazy milestone rewards for just referring friends and family members.
Starting from 1st October, 2026, the Scapia referral milestone rewards has also changed:
Milestone 1: ₹1,500 Amazon Voucher
Refer 3 friends successfully to reach the Milestone 1 and claim an Amazon Voucher worth ₹1,500.
Milestone 2: ₹25,000 Amazon Voucher
Refer 6 friends successfully to reach the Milestone 2 and claim Amazon Voucher worth ₹25,000.
Milestone 3: ₹60,000 worth Scapia Coins
Refer 15 friends successfully to reach the Milestone 3 and get Scapia Coins worth ₹60,000.
Milestone 4: ₹1,00,000 worth Scapia Coins
Important Note:
- Referrer can get maximum one HIGHEST milestone reward. For example: If you hit the Milestone 3 (15 referrals) then you won’t get the Milestone 2 Voucher (worth ₹25,000) along with ₹60,000 Amazon Voucher for milestone 3.
- As of now, Scapia has not mentioned the last date of the campaign and usually gets announced 4-5 days before it ends within the app. (Usually the campaign ends on the last day of the month)
What Counts as a Successful Referral?
A referral is considered successful by Scapia only if your friend:
- Joins Scapia using your personal referral link,
- Applies and receives the Scapia co-branded credit card from any of the partner banks (Federal, BOB or Axis Bank), and
- Most Importantly, activates their Scapia virtual card on the Scapia App within 30 days of signup.
Note: A referral will not be counted if the referred person has already applied for Scapia in the past.
New Favorable Changes in the Scapia Refer and Earn Program
- Grace period. If a referral application begins within the campaign period and at least the Video KYC is completed within the campaign period then the referral will still get counted toward this campaign’s milestone even if card issuance and virtual activation happens within 5 days after the campaign ends.
- Carry forward. If a friend completes onboarding after the campaign closes, that referral counts toward your next campaign’s milestone. Your progress follows you.
- Link validity. The moment the person you invited signs up using your link, that referral is yours and stays yours for the next 30 days, and no one else can claim it. They then have 30 days to finish onboarding for it to count toward your rewards.
Note:
- The Grace Period has been increased from 2 days to 5 days from October (as mentioned in their referral terms for October Campaign).
- There is no separate Scapia referral code, Scapia’s referral program works through Scapia invite link ending with the referral string (or referral code) klqncx.
Scapia Referral Link: https://apply.scapia.cards/landing_page?referral_code=klqncx
What is the reward for the referee (your friend)?
During the current campaign period, every person who joins Scapia through your invite link gets an instant ₹1,000 flight discount voucher and is valid for 1 month.
Additionally, Visa x Poshvine are offering a gift voucher of choice (worth ₹500) to new Visa Signature credit card users. Since Scapia issues Visa Signature cards, you qualify! Simply complete a single transaction of ₹300/above (Online or Offline) to unlock and claim your reward.
Apply for Scapia and Claim Voucher here: https://visarewards.poshvine.com/
How the signup reward works?
- The new user (referee) can book any domestic or international flight (no minimum value required) to any destination and get ₹1,000 off discount automatically.
- The booking can be for any future date but the flight booking must be done within 30 days from the date of joining Scapia.
- Your friend (the referee) won’t get 1,000 Scapia Coins (worth ₹200) on signing up with your Scapia invite link.
- Earlier, both the referrer and the referee used to get 1,000 Scapia Coins on sharing and signing up with an invite link but now only you (the referrer) gets 1,000 coins. So, its a small devaluation in the referral campaign.
How and when the referrer gets the reward?
You will receive a reward notification on the Scapia app or an email confirming your milestone completion every time your 3rd, 6th, 15th or 30th successful referral is confirmed.
- Milestone 1 reward: A ₹1,500 worth Amazon Gift Voucher will be shared via email within 7-10 days of campaign end.
- Milestone 2 reward: A ₹25,000 worth Amazon Gift Voucher will be shared via email within 7-10 days of campaign end.
- Milestone 3 reward: Scapia Coins worth ₹60,000 will be credited within 7-10 days of campaign end.
- Milestone 4 reward: Scapia Coins worth ₹1,00,000 will be credited within 7-10 days of campaign end.
- Ensure your registered email address and contact details (in the Scapia profile) are accurate and up to date as all vouchers will be delivered on email.
What is the Referral Campaign duration?
Scapia’s current referral-milestone campaign is a limited time offer and the campaign is live from:
- 1st October, 2026, 00:00 IST, to
- Last date is not announced yet. (Scapia usually announces the last date 4-5 days in advance)
Only application started and completed during this campaign window are valid for this milestone’s rewards.
Exception: There is a 2 days grace period, if. a referee completes Video KYC within the campaign period but the card is issued and virtual card is activated within 5 days after the current campaign ends. In such a case, the referral will get counted for the milestone.
So, what you are waiting for? Don’t wait for the end date to get announced, signup now and start referring.
Saurabh | Founder & Content Writer at CreditCult.in
For the last 7 years, I’ve been obsessed with the Indian credit ecosystem—testing cards, deconstructing reward programs, and finding the tiny loopholes banks don’t want you to see. I don’t just write about these accounts; I use them daily to ensure the advice I give is backed by real-world results.
Want to know more about the Scapia Credit Card? Checkout our detailed review blog on Scapia and this blog to know my Free Airport Shopping Experience with Scapia.
Frequently Asked Questions (FAQs)
No, the referrer gets only one milestone reward depending upon the successful referrals and referral milestone they reach. The referral would be only eligible for the milestone reward.
If a referral activates the virtual card within the grace period of 5 days then it shall be counted for the current milestone. Otherwise, it will count towards the next campaign’s milestone.
