SalarySe Referral Code Offer | Introduction
If you’re a salaried employee but haven’t applied for the SalarySe’s CUB Level Up Credit Card yet then you are quite literally leaving money on the table every single month.
But, if you were just about to sign up then don’t forget to signup with a SalarySe Referral Code (September, 2026), 8VTUTGHF, to unlock 1,250 Scoins (worth ₹250) as signup bonus.
SalarySe Signup Reward at a Glance
| SalarySe Referral Code |
8VTUTGHF
|
|---|---|
| Invite x Signup Bonus | 1,250 Scoins (worth ₹250 Amazon Voucher) |
| Signup Bonus Requirements |
|
| SalarySe Referral Link | Claim 1250 Scoins |
Checkout our detailed blog for SalarySe signup process, signup reward (requirements), every tip & detail you shouldn’t miss!
Disclaimer: This blog may contain affiliate or referral links, which may earn us a commission at no additional cost to you. These rewards helps us maintain the website but doesn’t affect our review.
How to signup with SalarySe Referral Code?
Here is a detailed guide to help you sign up and apply for the SalarySe CUB Level Up Credit Card:
- Install the App: Download the SalarySe App with our invite link.
- Mobile No. & Referral: Signup with your mobile number and enter referral code.
Note: Don’t forget to apply SalarySe Referral Code ‘8VTUTGHF’ (working as of September, 2026) in ‘did a colleague refer you?’ if not automatically applied.
- Company Details: On the next step, search for your company name and select it.
- Official Email ID: Then you have to provide your official email ID provided by the company and verify it with OTP.
- Communication Address: Next, you will be asked for communication address (if unserviceable you will be asked to either provide office or another serviceable pin code).
- Income Details: You have to share your income details. Then SalarySe will access last 3 months bank statement through Anumati Portal. Choose salary account.
- Tentative Card Limit: Based on your salary and CIBIL, you will be shown your tentative card limit.
- Choose Card Variant: Once card limit is assigned they will ask you to choose either the Physical or Virtual Variant. Comparison shared below.
- PAN Card and vKYC: Next, you have to keep your PAN Card handy and continue for the Video KYC between 8 AM to 8 PM (complete online process).
- Virtual Credit Card: Once you are approved after a successful Video KYC, a virtual card with Credit limit will be quickly generated for you (within 1-2 hours) while the delivery of physical card can take 3-7 days.
- Claim Signup Bonus: Make the first transaction with the card on the SalarySe App to claim 1,250 Scoins (worth ₹250 Gift Voucher).
CULT TIP
Make sure you redeem the signup reward of 1,250 Scoins for Gift Cards (Amazon Pay) as Scoins value is half when redeemed for Cash. So, you can either get ₹250+ Amazon Voucher or ₹125 cash.
Claim Extra ₹500 Amazon Voucher
Screen record your SalarySe signup process and share the clip with us to claim an extra ₹500 voucher directly from us (in addition to your standard ₹250 signup bonus)!
Signup Benefits with SalarySe Referral Code
SalarySe is a multi purpose finance management app not just limited to their generously rewarding credit cards but offers investment options, score your money & credit management and much more:
- ₹250 Signup Reward: Signing up with a SalarySe Referral Code entitles you to earn 1,250 scoins (worth ₹250) as signup bonus on your first SalarySe CUB Level Up Credit Card transaction on the SalarySe App.
- Valueback up to 7.5%: Spends on Salary Days (first and last day of the month) yields 7.5% value back with their SalarySe CUB Level Up (Physical) Credit Card.
- RuPay Credit Card: Why do UPI through savings account when UPI payments through RuPay credit card can earn you rewards on the same.
- 12 Domestic Lounge: 1 Domestic Airport Lounge Access per month on minimum spends of ₹10,000 in the previous month.
- Up to 9.5% FD Returns: Invest on FDs and earn up to 9.5% interest returns.
- Credit Card Bill Payments: Get rewarded on credit card bill payments
Blog Recommendation
Checkout our personal review blog: CUB SalarySe Level Up Credit Card Review
SalarySe CUB Level Up Card: Physical vs Virtual
Choosing the right SalarySe CUB Credit Card depends entirely on how much of a “reward hunter” you are. Both cards are RuPay-powered, meaning you can link them to UPI and start scanning immediately, but the earning potential varies significantly.
Here is the quick breakdown to help you decide:
| Feature | Virtual Card | Physical + Virtual Card |
| Joining/Annual Fee | ₹0 (Lifetime Free) | ₹499 + GST |
| Salary Day Reward Rate | 25% Reward Points | 37.5% Reward Points |
| Effective Value | 5% via Gift Cards | 7.5% via GVs (Amazon Pay) |
| Domestic Lounge | None | 12 (1 per month) |
Note: Forex Charges are 1% for the Physical Cardholders while 2% for the Virtual Cardholders.
Cult Tip
- Buy Amazon Pay GVs through the SalarySe app on Salary Days to squeeze that 7.5% cashback limit.
SalarySe CUB Level Up Card: Reward Points
Reward Points (RPs) or Scoins Earning Mechanism
- 5% Rewards (or 1% Value back): On Non-Salary Days, if current bill below ₹20,000.
- 10% Rewards (or 2% Value back): On Non-Salary Days, if current bill above ₹20,000.
- 37.5% Rewards (or 7.5% Value back): On Salary Days with the physical card variant.
- 25% Rewards (or 5% Value back): On Salary Days with the virtual card variant.
- SalaryDay Bonus gets unlocked on spending minimum ₹5,000 on non SalaryDay Bonus Days (i.e. excluding 1st and last day of the month)
Quick Things to Note:
- You earn bonus rewards only on UPI based RuPay Card (SalarySe App UPI) transactions.
- Maximum Spends of ₹15,000 per billing cycle are eligible for SalaryDay Bonus rewards. Hence you will earn maximum –
– 3,750 RPs per billing cycle if you use virtual only card (worth ₹750)
– 5,625 RPs per billing cycle if you use physical + virtual card (worth ₹1,125) - The maximum RPs you can earn are limited to 10% of credit limit of Level UP Credit card (excluding rewards earned on SalaryDay Bonus)
CULT TIP
Pay Credit Card bill in chunks like ₹1,000 or ₹2,000 and get better rewards instead of one large credit card bill payment through the SalarySe App.
Cult Conclusion: Which one should you choose?
SalarySe is an absolute beast for the salaried employees offering up to 7.5% value back (in form of Scoins) on Salary Days. While the general recommendation would be always to apply for the physical variant offering higher value back but here is the quick and simple guide to choose your variant.
Go Virtual if: You want a zero-cost entry into the SalarySe ecosystem. It’s perfect for casual UPI spends and still offers better reward rate than any other standard credit card in the market.
Go Physical if: You are a power user. If you spend more than ₹7,000–₹8,000 in a year, the Salary Days Reward Bonus will easily cover the ₹499 fee (7% effective value back), and everything after that is pure profit.
If you’re hesitant, start with the Virtual Card to get your ₹250 Signup Bonus. Once you see the “Salary Day” points hitting your account, you can always choose to upgrade to the Physical version later to unlock that peak 37.5% reward tier!
Saurabh | Founder & Content Writer at CreditCult.in
For the last 7 years, I’ve been obsessed with the Indian credit ecosystem—testing cards, deconstructing reward programs, and finding the tiny loopholes banks don’t want you to see. I don’t just write about these accounts; I use them daily to ensure the advice I give is backed by real-world results.
I believe you found this post useful and I would recommend you to checkout our latest blog where I have shared My Free Shopping Experience at Airport with Scapia Airport Privileges.
SalarySe FAQs
1. How do I redeem my SalarySe coins/reward points?
The reward points or RPs (S-Coins) can be redeemed within the app’s “Rewards” section for Cash or Gift Vouchers. The most popular redemption is for Amazon Pay Gift Cards. Redeeming scoins as gift vouchers are recommended as 5 scoins are worth ₹1 when redeemed for Gift Cards whereas cash redemption requires 10 scoins for ₹1.
2. What is the CUB SalarySe Level Up Credit Card eligibility criteria?
Only salaried people with decent Credit Score (720+) are eligible to apply for the SalarySe CUB Level Up Credit Card. Check Eligibility Here.
3. What is the SalarySe Credit Card referral code that can be used for signup?
You can use SalarySe Credit Card referral code ‘8VTUTGHF’ is a unique invite code that gives new users a ₹250 Signup Bonus on their first Card-based transaction with SalarySe Rupay Credit Card. Even a ₹1 transaction qualifies.
4. Will I get ₹250 signup bonus for the CUB Virtual Level up Card Variant?
Yes, you will receive signup bonus worth ₹250 whether you apply for either CUB physical or virtual Level up card provided you signed up with SalarySe referral code 8VTUTGHF and do first transaction with the card through the SalarySe app.
5. Which transactions are eligible for the SalarySe Signup Reward?
Once your SalarySe Level Up Credit Card (Virutal or Physical) is approved then even a ₹1 merchant UPI transaction through RuPay Credit Card makes you eligible for the SalarySe signup reward.
6. What is the first transaction requirement for signup bonus?
Any transaction on or through SalarySe App qualifies for the signup bonus. Even a 1 rupee merchant QR payment using the SalarySe RuPay credit card (through SalarySe App) qualifies for the signup bonus.
SalarySe Refer and Earn (September, 2026)
SalarySe has an interesting referral offer. On signup through a referral:
- Referee earns 1,250 Scoins (worth ₹250) as signup bonus after applying for CUB SalarySe (Virtual or Physical) Level Up Credit Card and doing first transaction on the SalarySe App,
- Referrer earns 2,500 Scoins (worth ₹500) for each successful referral signing up for the CUB SalarySe Level Credit Card.
This September month, SalarySe is running a special referral campaign:
- Do 5 Successful Referrals: Earn 1,00,000 Scoins (worth ₹20,000) on doing 5 successful SalarySe CUB Level Up Credit Card Referrals.
- Do 20 Successful Referrals: Earn 5,00,000 Scoins (worth ₹1,00,000) on doing 20 successful SalarySe CUB Level Up Credit Card Referrals.
- Note: Referrer will earn maximum 1 milestone reward (not both rewards) based on their number of successful referrals.
Pingback: I Got 1g Gold under ₹13,000 with Multipl App (Not a Clickbait, Proofs Inside) - Credit Cult