🕒 Last updated on: April 24, 2026
Tata Neu Card Referral Code | Offers
Are you looking to enhance your shopping experience and unlock exciting rewards? The HDFC Tata Neu Credit Card might be exactly what you need! If you’re already thinking about applying, then don’t forget to signup with the HDFC Tata Neu Card Referral Code (April, 2026) SAUR1137 and get up to ₹1,499 NeuCoins on payment of Joining Fees, plus, exclusive signup benefits.
In this blog post, we’ll cover everything you need to know about the HDFC Tata Neu Credit Card. We’ll walk you through its key benefits & features, infinity vs plus variant, detail the application process and highlight all the exciting offers and promotions available this month (April, 2026).
Tata Neu Credit Card: Fees & Eligibility
- Joining Fee: Zero Joining Fee (Offered Currently). Or, ₹499 + GST for plus variant and ₹1,499 + GST for infinity variant (Equivalent NeuCoins are credited on payment of joining fees, excl GST)
- Annual Fee: Neu Infinity Card: ₹1,499 + GST (Renewal Fee waived off on spends of Rs 3 lakh or more in the preceding year)
- Annual Fee: Neu Plus Card: ₹499 + GST (Renewal Fee waived off on spends of Rs 1 lakh or more in the preceding year)
Eligibility Criteria
- Required Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Salaried Income: ₹25,000/monthly (For Neu Plus ) & ₹1,00,000/monthly (For Neu Infinity Plus)
- Self Employed: ₹6,00,000/annum (For Neu Plus) & ₹12,00,000/annum (For Neu Infinity Plus)
Application Process with Referral Code
Applying for HDFC Tata Neu Credit Card with a Referral Code is a quick digital process. Follow these steps to ensure your application is processed correctly with the referral benefits::
Visit the App/Website: Apply with Tata Neu Card Referral Link to activate the referral benefits.
Select the Tata Neu Credit Card: Navigate to the Credit Cards section and select the Tata Neu Credit Card Variant that aligns with your spending habits. (Suggestion: Go for the Infinity Variant. Offers significantly higher value then the Plus Variant.)
Enter the Referral Code: While filling out the application form, make sure to enter the Neu Card Referral Code SAUR1137, if not automatically filled.
Complete Online Verification: Proceed with the Video KYC and provide necessary details and documents like proof of identity (PAN Card), address, and income as per HDFC’s requirements.
Approval & Card Issuance: Once your application is processed and approved through the VKYC, the card will be sent to your address within 3-5 days. Start using it to enjoy all the rewards and offers right away.
Unlock up to ₹1,499 NeuCoins: Get ₹1,499 NeuCoins or ₹499 NeuCoins on payment of the joining fees. Recently, applicants are getting Tata Neu Credit Card as First Year Free (FYF) or even as Lifetime Free (LTF) during promotional offers.
CULT TIP
Tata Neu Infinity Credit Card offers 5% NueCoins on Jewelry purchase from Tata Brands like Big Basket, Tata Cliq, Tanishq & Mia (Online/Offline).
The 2 Variants: Neu Infinity Vs Plus Card
has revolutionized rewards for loyalists, offering a seamless way to earn on spends across Tata brands like , , , and more. But the Tata Neu (in partnership with offers two distinct variants——and choosing the right one is key to maximizing your savings.
1. HDFC Tata Neu Infinity Credit Card
Key Features:
- (5*+5)% Cashback On the Tata Neu App
- 5% Cashback on Recharges & Utilities
- 5% Cashback on Partner Brands
- 1.5% Cashback on UPI up to Rs 500/month (RuPay)
- 1.5% Cashback on Other/Offline Spends
- 8 Domestic & 4 International Lounge Access*
- Joining & Annual Fees: Rs 1,499 (Offering as LTF to Most)
2. HDFC Tata Neu Plus Credit Card
Key Features:
- (5*+2)% Cashback On the Tata Neu App
- 2% Cashback on Recharges & Utilities
- 2% Cashback on Partner Brands
- 1% Cashback on UPI up to Rs 500/month (RuPay)
- 1% Cashback on Other/Offline Spends
- 4 Domestic Lounge Access*
- Joining & Annual Fees: Rs 499 (Offering as LTF to Most)
Refer to the PDF shared for HDFC Tata Neu Credit Card Cashback Details.
HDFC Tata Neu Infinity Card: Key Benefits
The HDFC Tata Neu Credit Card is a co-branded credit card offered by HDFC Bank in collaboration with Tata Group’s digital platform, Tata Neu. The card is designed to provide exceptional value to users who shop on the Tata Neu platform and prefer enjoying benefits across various Tata brands. Here are the Key Benefits of its Infinity Variant:
- 5-10*% Cashback on Shopping through Tata Neu on all Tata brands like BigBasket, Air Asia, Tata 1mg, Croma, TataCliQ, Tanishq, etc. Applicable for transactions done on Neu App.
- Up to 20% Savings with promotions and/or promotional coupon codes on Tata Brands when paying with Tata Neu Infinity Credit Card.
- 5% Cashback on payment of Utilities with the card. (includes Insurance)
- Up to 1.5% Cashback** on UPI spends via Tata Neu App using with RuPay variant Neu Infinity Credit Card. (up to Rs 500/month)
- 1.5% Cashback on other spends or any merchant EMI spends.
- 12 Complimentary Airport Lounge Access (8 domestic + 4 International) per year on Infinity Card. (Milestone Based)
- Additionally, get Spotify Premium and EazyDiner Prime Membership, if you signup with our exclusive HDFC Tata Neu Card Referral Code SAUR1137.
*Extra 5% Cashback is for the Legend Tier users of Tata Neu App. You may already be in the Legend Tier with their HDFC Neu Infinity Credit Card.
**All Cashbacks are in the form of NeuCoins (1 NeuCoin – 1Rs) and can be used across the Tata Brands.
Tata Neu Card Referral Code | Active Offers
The HDFC Tata Neu Credit Card is already offering wide variety of offers but that’s not it. There are more offers live this month (April, 2026).
- Flat Rs 500 Off on Tata Cliq with coupon code TATANEUCARD on mov 2500.
- Flat 10% Instant Discount on flights booking with NeuCard through Tata Neu.
- Earn 2X NeuCoins during your birthday month.
- Get Spotify Premium and EazyDiner Prime when you signup for HDFC Tata Neu Card Referral Code SAUR1137, and more offers.
- LTF or Cashback: Either get Credit Card as First Year Free or get Joining Fees as Cashback.
Cult Conclusion
The HDFC Tata Neu Credit Card is a great option for those who shop frequently with Tata Group brands and want to earn NeuCoins while enjoying exclusive discounts, benefits, and offers. It’s ideal for people who value convenience, rewards, and the chance to earn while they spend.
Using the HDFC Tata Neu Card Referral Code SAUR1137 (April, 2026) gives you that extra edge to enjoy even more rewards from the start. So, don’t miss out on this opportunity. Apply today, and start making the most of your shopping experience with Tata Neu!
Saurabh | Founder & Content Writer at CreditCult.in
For the last 7 years, I’ve been obsessed with the Indian credit ecosystem—testing cards, deconstructing reward programs, and finding the tiny loopholes banks don’t want you to see. I don’t just write about these accounts; I use them daily to ensure the advice I give is backed by real-world results.
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