Jupiter Credit Card Referral Code | Signup Offers
🕒 Last updated on: April 13, 2026
Considering to signup for Jupiter Edge+ CSB Bank Credit Card? Don’t forget to signup with the Jupiter Credit Card Referral Code ‘SelPAT’ (April, 2026) so that you are not missing out the Jupiter Credit Card Signup Offers on signing up through referral. Benefits include:
- Jupiter Card Lifetime Free
- Annual Amazon Prime Lite
- Fraud Protect
Checkout our complete review post to explore whether the 10% cashback card is just a marketing gimmick or really worth it? Let’s dive in.
Annual Fees:
Lifetime Free
Benefits:
10% Cashback on Shopping
Best for:
Online Shoppers
Reward Type:
Jewels (5 Jewels = ₹1)
Rating:
Jupiter Edge+ CSB Card: Fees & Charges
- Joining Fees: ₹999 + GST (LTF till 30th April, 2026 on signup through invite)
- Annual Fees: Lifetime Free
Note: As already shared, the joining fees of ₹999 (plus GST) is completely waived off, if, the user applies and completes the signup process within the promotional period.
Disclaimer: The Welcome Benefits for sign-ups via referral (including the Annual Prime Lite Subscription, Complimentary Fraud Protect and Zero Joining Fee) are promotional offers valid until April 30, 2026, and are subject to change.
Jupiter Edge+ Referral Code: SelPAT (working as of April, 2026)
How to Apply with Jupiter Credit Card Referral?
Applying for the Jupiter Edge+ Credit Card is typically a seamless, digital process through the Jupiter app and here is how you can signup with the Jupiter Credit Card Referral Code.
Download the App: Download the Jupiter app, sign up with Jupiter Referral Code ‘SelPAT’ and set up your account.
Navigate to Credit Cards: Look for the credit card section within the app.
Check Eligibility: The app will guide you through checking your eligibility based on your credit score and other factors.
Complete Application: Follow the on-screen instructions (like PAN & Aadhar Validation, Personal & Occupation Details, Selfie Verification) and then complete the process with Video KYC verification.
Jupiter Edge+ General Eligibility Requirements
- Age over 21
- CIBIL > 700
- Salaried or Self Employed
- Monthly Income > ₹25,000
Sign up Experience: The card was approved and the limit is assigned within an hour. It has a super smooth and fast Video KYC Verification. No Physical Verification of home or work place. Virtual Card was activated instantly and the physical card was delivered within 3 days.
Key Features and Benefits
- Welcome Benefit: Apply through any Jupiter Invite Link and get 1-year Amazon Prime Lite Subscription, LTF Card and Fraud Protect.
- Joining Fee: It is a Lifetime Free Credit Card but comes with a joining fee of ₹999 (plus GST) that can be waived off during promotional period (till 30th April, 2026).
- Annual Fees: Zero Annual Fee (Lifetime Free Card)
- 10% Cashback: Offers 10% value back up to ₹2,000/month on online shopping category, BUT, with a limit of ₹600/merchant. (As per revised cashback terms w.e.f. 21st March, 2026)
- 5% Cashback: Offers 5% value back up to ₹1,000/month on online travel category.
- 1% Cashback: Offers 1% value back up to ₹1,000/month on other online and offline spends (including merchant scan & pay UPI).
- Lounge Access: Offers 1 Domestic Airport Lounge Access per quarter but requires a spend of ₹90,000 in the previous quarter.
- RuPay Network: Jupiter Edge+ CSB Bank Credit Card is issued under the RuPay payment network giving access to Credit Card on UPI.
How Does the 10% Cashback Work?
The Jupiter Edge Plus CSB Bank Credit Card operates on a three-tier cashback system. Rewards are credited as Jewels (5 Jewels = 1 INR), which can be redeemed for cash, gold, or vouchers.
10% Cashback on Online Shopping Spends
Eligible Brands: Amazon, Flipkart, Myntra, Ajio, Nykaa, Croma, Reliance Digital, Trends, Westside and Tata Cliq.
The Monthly Cap: ₹1,500 total. (₹2,000 w.e.f. 21st March, 2026)
The Merchant Cap: Maximum Cashback of ₹500/brand (e.g., if you spend ₹10,000 on Amazon, you only get cashback on the first ₹5,000 spent). (₹600/brand w.e.f. 21st March, 2026)
Per Transaction Cap: Maximum Cashback of ₹200/transaction w.e.f. 21st March, 2026)
5% Cashback on Online Travel Spends
Eligible Brands: MakeMyTrip, EaseMyTrip, Yatra, and Cleartrip.
The Monthly Cap: ₹1,000 total.
1% Cashback on Other Spends (including UPI)
Eligible Spends: All other online and offline transactions, including UPI “Scan & Pay.”
The Monthly Cap: ₹1,000 total.
Jupiter Edge+ CSB Bank Credit Card Exclusions
Jewels are not awarded for certain merchant categories classified under the following Merchant Category Code (“MCC”) as stipulated by the Bank’s network partners. This list is as follows:
● Fuel spends
● Govt related transactions
● Rent payment transactions
● Utility bill payments (electricity, gas, etc.)
● Wallet loads / gift or prepaid card loads / voucher purchase
● Cash advances
● Payment of Outstanding Balances
● Payment of card fees and other charges
● All types of EMI transactions (EasyEMI/SmartEMI, Dial-an-EMI etc.)
Final Verdict: Is Jupiter Edge Plus Worth It?
The Jupiter Edge+ CSB Bank RuPay card is a specialized “optimizer” card rather than a “one-card-to-rule-them-all” solution. While the 10% cashback headline is eye-catching, it’s designed for the strategic shopper who spreads their monthly spends across different platforms like Amazon, Myntra, and Flipkart. Because of the ₹200 per transaction cap, it’s not the best choice for buying a high-end smartphone, but it is arguably the best Lifetime Free card for your monthly “lifestyle” expenses and daily UPI scans. If you are tired of the 1% or 2% rewards on traditional bank cards, this is a massive upgrade for your digital wallet.
Apply If:
You are an Online Shopaholic: You frequently spend up to ₹20,000 monthly across different apps like Myntra, Nykaa, or Amazon.
You want a Premium UPI Card: You want the best possible returns (1%) on your daily “Scan & Pay” transactions at local shops.
You want a “Set it and Forget it” card: Since it’s Lifetime Free, there’s no pressure to hit annual spend milestones to waive fees.
Skip If:
You are a Heavy Spender: If you spend over ₹20,000 on a single platform within a month, the ₹500 merchant cap will frustrate you. The SBI Cashback Card is better for uncapped-merchant spending.
You want International Perks: The 3.5% Forex markup makes this a poor choice for foreign trips or international websites.
You want Easy Lounge Access: The ₹90,000 quarterly spend requirement is quite high for a “lifestyle” card.
Saurabh | Founder & Content Writer at CreditCult.in
For the last 7 years, I’ve been obsessed with the Indian credit ecosystem—testing cards, deconstructing reward programs, and finding the tiny loopholes banks don’t want you to see. I don’t just write about these accounts; I use them daily to ensure the advice I give is backed by real-world results.
For a complete personal review and tips of Jupiter Card, checkout our detailed blog: Jupiter Edge+ CSB Bank Credit Card and discover everything you should know about it before applying for it.
