Super Money Referral | Introduction
If you’re looking for a way to get more rewards out of your daily transactions then you must have already heard about the SuperMoney App by Flipkart. With its SuperCard Pro’s focus on real 3% cashback on UPI payments, it’s quickly become a popular choice.
In this blog post, we’ll walk you through everything you should know about Super Money App, its Referral Program, Signup Benefits, and the offers you can unlock in 2026.
Note: While you might be searching for a “Flipkart Super Money Referral Code“, the program actually works through Referral Link. Signup through our Super Money Referral Link (working as of June, 2026) and claim up to ₹100 cashback on 1st UPI.
Get up to ₹500 on applying & getting SuperCard Pro within 25 days of signing up with the supermoney referral link. Don’t miss this massive limited-period incentive! (working as of June, 2026)
Signup Benefit with Super Money Referral
Super Money, backed by Flipkart, is known for its consistent rewards and promotions. There are several signup offers available on signing up with a SuperMoney Invite Link.
Super.Money UPI Referral-Signup Benefit: Signup through super money invite link (working as of June, 2026) and earn up to ₹100 on Super.UPI payment.
SuperCard Pro Referral-Signup Benefit: Also, get up to Rs 500 as signup bonus on signing up for a SuperCard Pro with on signing up with super money invite.
Cashback on every UPI payment: This is Super Money’s main selling point. You can get cashback up to 5% on almost every UPI transaction, from local shop payments to online purchases. This is a guaranteed reward that makes every payment more rewarding.
.100% Cashback on Swiggy: Pay on Swiggy during IPL match and get a chance to win up to 100% cashback on payment.
Signup Steps with Super Money Referral
Ready to get started? Here is a simple, step-by-step guide to signup using a Supermoney referral link and claim the invite only cashback offers:
Click & Download: Download and install the Super.Money App from the Play Store or App Store.
Complete Sign-Up: Follow the on-screen instructions and signup with your mobile number and link your bank account for UPI payments.
Claim Your UPI Bonus: Make your first UPI payment through the super money app to claim up to ₹100 signup bonus.
Claim SuperCard Pro Bonus: To get the referral-signup benefit of up to ₹500, you must apply for SuperCard Pro directly from the app within 25 days of signing up. (Note: Cashback not applicable on SuperCard, the FD Based Card)
Get Cashback: Continue claiming cashbacks on UPI and/or RuPay based UPI payments through the SuperMoney App.
By following these simple steps, you secure the limited-time sign-up incentive and begin your rewarding journey with Super Money.
SuperCard vs SuperCard Pro: Benefits
Super Money has partnered with many banks to offer co-branded credit cards like Axis, Utkarsh, and now, Kotak but mainly it comes with 2 variants: SuperCard and SuperCard Pro. One is best for cashback on shopping and the other one is best for cashback on UPI. Here is a detailed comparison of SuperCard vs SuperCard Pro:
SuperCard: FD Backed Credit Card
Key Features:
- FD-backed Card for 100% approval (Good for New to Credit)
- Lifetime Free credit card
- 5%, 3% and 2% cashback on Myntra, Cleartrip and Flipkart
- Flat 1% cashback on all spends
- Exclusive cashback offers on 50+ brands with RuPay
SuperCard Pro: 3% Cashback on UPI
Key Features:
- Flat 3% Cashback on UPI (up to Rs 100/month)
- Flat 1% cashback on all other spends
- 100% fuel waiver
- Lifetime Free Card delivered at your doorstep
- Exclusive Cashback offers on OLA, Myntra, MMT and more.
Is Super Money Safe?
Super.Money is an UPI app owned by Flipkart. It was launched in the year 2024 after its separation from PhonePe app. And if that’s not enough then they are recognized and approved by the National Payments Corporation of India (NPCI) and which one can verify on the NPCI’s website.
They have also partnered with Yes Bank, RBI-recognized bank, for UPI services and meet the highest compliance, security, and quality standards for payments apps.
Credit Cult Conclusion
Choose as per your preference but credit cult would recommend:
If you are relatively new to credit then you should start with SuperCard (Basic Variant) as it is a FD-backed card which doesn’t required any credit history and will help you build your credit score.
If you have a good credit history and want a Rewarding RuPay Credit Card then you should only apply for SuperCard Pro. It offers 3% cashback on Merchant UPI payments (You also get flat ₹500 bonus cashback, provided you apply within 25 days).
But, if you are just looking for a credit card that rewards the most on Flipkart spends then without a doubt you should apply for the Flipkart Axis Credit Card. It offers 5% cashback up to ₹4,000/quarter on Flipkart Spends and 7.5% cashback up to ₹4,000/quarter on Myntra Spends.
Saurabh | Founder & Content Writer at CreditCult.in
For the last 7 years, I’ve been obsessed with the Indian credit ecosystem—testing cards, deconstructing reward programs, and finding the tiny loopholes banks don’t want you to see. I don’t just write about these accounts; I use them daily to ensure the advice I give is backed by real-world results.
We hope you found this post useful and we will highly recommend you to checkout our latest blog on BOB Eterna Credit Card Review: FITPASS Pro & Unlimited Lounge (Now LTF).
SuperMoney FAQs
Is SuperCard Pro LTF?
Yes, SuperCard Pro is currently offered as LTF to all the users.
Is there any benefit on signing up for the SuperCard Pro?
Yes. Any applicant who has signed up through a supermoney app invite is eligible to received a cashback up to ₹500 on successfully signingup for the SuperCard Pro within 25 days.
Super Money Referral Code?
Super money referral program doesn’t work through a referral code but a supermoney referral link shared inside.
What is the 3% Cashback limit for SuperCard Pro?
Super money referral program doesn’t work through a referral code but a supermoney referral link shared inside.
Is there any minimum amount to redeem supermoney cashback into bank account?
Yes, a user need to accumulate at least ₹10 cashback in their account before requesting the cashback into their bank account.
Does supercard pro offer airport lounge access?
No, the SuperCard Pro doesn’t offer any lounge access.
SuperMoney Refer and Earn (May, 2026)
Currently, SuperMoney is running many referral campaigns to promote their Super.Money app and SuperCards. Checkout referral offers below:
- Refer & Get Flat ₹150 Cashback: Get ₹10, ₹20, ₹30, ₹40 and ₹50 on first 5 referrals and the best things is that it resets after 5 referrals (2 times only and then its flat ₹10/referral). They get up to ₹100 on first UPI.
- Refer SuperCard Pro & Get ₹500: Refer SuperCard Pro to your friends and get ₹500 per referral and they get up to ₹500 on signup.
- Refer SuperCard & Get ₹1000: Refer 3 friends for SuperCard (Utkarsh, FD) and Get ₹200, ₹200 and ₹600 (total ₹1,000) on 1st, 2nd and 3rd referral. Then ₹200 per Utkarsh Referral.
- superReferral Program: Keep referring and the top 30 referrers of the month (May, 2026) will win a phone worth ₹40,000 to ₹60,000. Winners to be announce on Instagram Page on 5th June.
- Note: Total referral earnings are capped at ₹4,000/week.
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