SuperCard Pro vs Flipkart Axis Card | Which Credit Card is Better?

🕒 Last updated on: November 3, 2025

SuperCard Pro vs Flipkart Axis Card

Flipkart offers two co-branded credit cards that promise exciting rewards and benefits for its loyal shoppers: the Flipkart Axis Bank Credit Card and the SuperCard Pro (by Flipkart’s Super.Money). While both are designed to enhance your shopping experience on the platform, they cater to slightly different user profiles. SuperCard Pro vs Flipkart Axis Card, so, which one is better for you? Let’s break down the features and help you decide.

SuperCard Pro vs Flipkart Axis Card | Which Credit Card is Better?

Disclaimer: This blog may include affiliate links. They help support our work but don’t affect product rankings/reviews. Our recommendations are based on unbiased evaluations & personal experience.

SuperCard Pro: UPI Champion

SuperCard Pro is issued by the super.money app, which is a key part of the Flipkart ecosystem. Unlike the direct co-branded card, the superCard Pro is on the RuPay network and is a lifetime free card, focusing on cashback for UPI transactions and being a lifetime free credit card.

Key Benefits:

  • 3% Cashback on superUPI: This is a major benefit for those who frequently use UPI for payments as it offers flat 3% cashback up to Rs 500 per statement cycle.

  • 1% Cashback on all other eligible spends: A solid cashback rate for all your other purchases.

  • Exclusive Cashback Offers: On OLA, Myntra, MakeMyTrip and more.

  • Promotional Discounts: Flipkart occasionally promotes it with discounts and cashbacks.

  • 1% Fuel Surcharge Waiver: This is applicable on transactions between ₹400 and ₹4,000, with a maximum benefit of ₹400 per statement cycle.

  • Lifetime Free Credit Card: This card has no joining or annual fees, which makes it a great option for users who want a card without recurring costs.

Who is it best for?

SuperCard Pro is perfect for users who want to maximize rewards on their UPI transactions. It’s a great, no-fee option for those who want a simple, everyday-use card that offers consistent cashback.

Flipkart Axis Bank CC: Cashback Champion

The Flipkart Axis Bank Credit Card is arguably the more popular and straightforward of the two. It’s a pure-play cashback card that rewards you generously for your spending, especially on Flipkart and its partner merchants.

Key Benefits:

  • 5% & 7.5% Cashback on Flipkart and Myntra: This is the star attraction. For every rupee you spend on these platforms, you get more than 5% back directly to your account.

  • 4% Cashback on Preferred Merchants: Enjoy 4% cashback on popular food delivery apps, travel, entertainment, and more. (Swiggy, Uber, PVR, Cult, etc.)

  • 1% Cashback on All Other Spends: For everything else, you still get a decent 1% cashback, making it a good all-rounder for your daily expenses.

  • Promotional Discounts: Flipkart occasionally promotes it by offering discounts and cashbacks.

  • Welcome Benefits: Often includes a Flipkart voucher (worth up to Rs 1250), discounts on various platforms, and sometimes a waiver of the first year’s annual fee.

  • Fuel Surcharge Waiver: A 1% fuel surcharge waiver at all petrol pumps across India.

Who is it best for?

The Flipkart Axis Bank Credit Card is ideal for frequent online shoppers, especially those who primarily use Flipkart, Myntra, and other partner apps for their purchases. If you love direct cashback and a simple rewards structure, this card is a strong contender.

Which One Should You Choose?

SuperCard Pro vs Flipkart Axis Bank Credit Card

The choice between the two largely depends on your spending habits and preferences:

  • Choose the Flipkart Axis Bank Credit Card if:

    • You prefer direct cashback and want to maximize rewards on your Flipkart and Myntra purchases.

    • You frequently shop on the specified partner platforms (Swiggy, PVR, Uber, etc.).

    • You frequently travel through Cleartrip.

  • Choose the superCard Pro if:

    • You frequently make payments using UPI.

    • You want a credit card that is lifetime free with no annual fees.

    • You are looking for a rewarding and simple, no-fuss card for everyday spending.

Cult Comparison: SuperCard Pro vs Flipkart Axis Credit Card

Features superCard Pro Flipkart Axis Bank Credit Card
Flipkart Spends 3% Cashback (through superUPI) 5% Cashback
Preferred Merchants Not Defined 4% Cashback
Other Spends 1% Cashback 1% Cashback
UPI Enabled Yes - 3% Cashback No
Joining/Annual Fees Lifetime Free Card 500/500 + GST
Welcome Benefit Up to Rs 500 on Signup Welcome Flipkart/Cleartrip Vouchers worth Rs 1250

Credit Cult Conclusion

The choice between the two credit cards ultimately comes down to your spending habits and financial goals. The Flipkart Axis Bank Credit Card is the superior choice for maximizing cashback on online shopping platforms, especially for Flipkart loyal shoppers, while the SuperCard Pro is an unparalleled option for maximizing rewards on UPI payments and enjoying a lifetime free card. By understanding their unique propositions and how they fit into your spending, you can confidently choose the card that is the perfect financial tool for you.

credit cult favicon

We hope you liked this blog post comparing the SuperCard Pro and Flipkart Axis Bank Credit Card. But, if you want to get the better benefits from the upcoming Flipkart Big Billion Days Sale then you should definitely go for the Flipkart Axis Bank Credit Card.

To maximize benefits in the upcoming sale then we would recommend you to also read our previous post: Must Have Credit Cards for Big Billion Days & Great Indian Festival.

Keep Spending! Keep Saving!

3 thoughts on “SuperCard Pro vs Flipkart Axis Card | Which Credit Card is Better?”

  1. Pingback: Multipl Referral Code 6G7WX | Get 250 Signup Bonus - Credit Cult

  2. Pingback: Best RuPay Credit Card for UPI | Supermoney vs Kiwi vs Yes Pop - Credit Cult

  3. Pingback: Super Money Referral Link: 50% Flipkart Discount (Sep-Oct)

Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top