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HDFC Tata Neu Cards Now Lifetime Free​

Massive News: HDFC Tata Neu Cards Now Lifetime Free, But Not for Long!

HDFC Tata Neu Cards Now Lifetime Free This is not a drill! HDFC Bank has just rolled out a limited-time, lifetime free (LTF) offer on its popular Tata Neu Infinity and Tata Neu Plus credit cards. If you’ve been on the fence about getting one of these cards, now is the time to act. This is a game-changing opportunity to get a co-branded card with incredible benefits without paying the annual fee. But remember, this is a limited-period offer and HDFC Bank has a history of ending such promotions without much notice. So, let’s dive into the details, the benefits you’ll get, and how you can get your hands on this card before the offer expires. Disclaimer: This blog may include partnered links, but this does not affect our rankings or reviews. Our goal is to provide unbiased information to help you make the best decision. HDFC Tata Neu Infinity Credit Card Apply Now Joining & Annual Fees: 0 & 1499 or Lifetime Free 10% back as NeuCoins on Shopping on Various Brands on Tata Neu (Including Neupass valueback) Upto 20% instant discount on spends during TATA PayDay Sale (including NeuPass offer) 1.5% NeuCoins on Other Spends and UPI spends through RuPay credit card through TATA Neu App Welcome Benefit: 1499 Neucoins on payment of Joining Fees Know More Minimum 5% back as NeuCoins on shopping on Tata Neu or TATA Brands 1.5% back as NeuCoins on Non-Tata brand spends and any merchant EMI spends 1.5% back as NeuCoins, up to 500 NeuCoins per month, on UPI spends via RuPay card variant Additional 5% back as NeuCoins for Elite NeuPass Members on transactions done on Tata Neu App/Website Complimentary Airport Lounge Access on minimum spend of Rs 50,000 last quarter (1/Quarter for International and 2/Quarter for Domestic Airport Lounges) HDFC Tata Neu Plus Credit Card Apply Now Joining & Annual Fees: 0 & 499 or Lifetime Free 7% back as NeuCoins on Shopping on Various Brands on Tata Neu (Including Neupass valueback) Upto 20% instant discount on spends during TATA PayDay Sale (including NeuPass offer) 1% NeuCoins on Other Spends and UPI spends through RuPay credit card through TATA Neu App Welcome Benefit: 499 Neucoins on payment of Joining Fees Know More Minimum 2% back as NeuCoins on shopping on Tata Neu or TATA Brands 1% back as NeuCoins on Non-Tata brand spends and any merchant EMI spends 1% back as NeuCoins, up to 500 NeuCoins per month, on UPI spends via RuPay card variant Additional 5% back as NeuCoins for Elite NeuPass Members on transactions done on Tata Neu App/Website Complimentary Airport Lounge Access on minimum spend of Rs 50,000 last quarter (1/Quarter for Domestic Airport Lounges but no International Lounge Access) Who is this Offer for? This HDFC Tata Neu Cards now lifetime free offer is specifically for new card applicants. If you’re an existing HDFC Bank customer with a different credit card or you’ve been waiting for the right moment to apply, this is your chance. If you are not getting the LTF offer then wait as it might be soon rolled out for all the customers. Note that existing Tata Neu cardholders are not eligible for this specific offer but they can request the HDFC Credit Card team to convert the card into LTF through email. How to Apply and Get Tata Neu Card as LTF The process is simple and can be completed digitally. Download the Tata Neu App: The application process is primarily done through the app’s Card Section or just use our invite link. Don’t forget to use our Tata Neu Card Referral Code SAUR1137 for the signup benefits. Check LTF Credit Cards Offer: Check whether the card is offered LTF or not.  Fill the Application: Enter your details and complete the application form. Complete the KYC: You may be required to complete a video KYC. Ensure you have your PAN card and a blank sheet of paper ready. Wait for Confirmation: If your application is approved, you will get the lifetime free card without the welcome benefits that are typically associated with the paid version of the card. Suggestion: Apply for Tata Neu Infinity Card if offered LTF and if not then you can wait for the same. Hey Readers, We hope you found Credit Cult’s recommendations helpful in selecting the best credit card for your shopping needs. For additional insights, don’t miss our exclusive post where we reveal the best credit cards in India that offers railway lounge access. If you’re also looking for expert guidance in international trade, feel free to contact Goodman Exim Consulting for top-notch EXIM consulting services. Happy reading, and enjoy your journey with the right credit card! – Saurabh, Credit Cult

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SuperCard Pro vs Flipkart Axis Card | Which Credit Card is Better?

SuperCard Pro vs Flipkart Axis Card | Which Credit Card is Better?

SuperCard Pro vs Flipkart Axis Card Flipkart offers two co-branded credit cards that promise exciting rewards and benefits for its loyal shoppers: the Flipkart Axis Bank Credit Card and the SuperCard Pro (by Flipkart’s Super.Money). While both are designed to enhance your shopping experience on the platform, they cater to slightly different user profiles. SuperCard Pro vs Flipkart Axis Card, so, which one is better for you? Let’s break down the features and help you decide. Disclaimer: This blog may include affiliate links. They help support our work but don’t affect product rankings/reviews. Our recommendations are based on unbiased evaluations & personal experience. SuperCard Pro: UPI Champion Apply here SuperCard Pro is issued by the super.money app, which is a key part of the Flipkart ecosystem. Unlike the direct co-branded card, the superCard Pro is on the RuPay network and is a lifetime free card, focusing on cashback for UPI transactions and being a lifetime free credit card. Key Benefits: 3% Cashback on superUPI: This is a major benefit for those who frequently use UPI for payments as it offers flat 3% cashback up to Rs 500 per statement cycle. 1% Cashback on all other eligible spends: A solid cashback rate for all your other purchases. Exclusive Cashback Offers: On OLA, Myntra, MakeMyTrip and more. Promotional Discounts: Flipkart occasionally promotes it with discounts and cashbacks. 1% Fuel Surcharge Waiver: This is applicable on transactions between ₹400 and ₹4,000, with a maximum benefit of ₹400 per statement cycle. Lifetime Free Credit Card: This card has no joining or annual fees, which makes it a great option for users who want a card without recurring costs. Who is it best for? SuperCard Pro is perfect for users who want to maximize rewards on their UPI transactions. It’s a great, no-fee option for those who want a simple, everyday-use card that offers consistent cashback. Flipkart Axis Bank CC: Cashback Champion Apply here The Flipkart Axis Bank Credit Card is arguably the more popular and straightforward of the two. It’s a pure-play cashback card that rewards you generously for your spending, especially on Flipkart and its partner merchants. Key Benefits: 5% & 7.5% Cashback on Flipkart and Myntra: This is the star attraction. For every rupee you spend on these platforms, you get more than 5% back directly to your account. 4% Cashback on Preferred Merchants: Enjoy 4% cashback on popular food delivery apps, travel, entertainment, and more. (Swiggy, Uber, PVR, Cult, etc.) 1% Cashback on All Other Spends: For everything else, you still get a decent 1% cashback, making it a good all-rounder for your daily expenses. Promotional Discounts: Flipkart occasionally promotes it by offering discounts and cashbacks. Welcome Benefits: Often includes a Flipkart voucher (worth up to Rs 1250), discounts on various platforms, and sometimes a waiver of the first year’s annual fee. Fuel Surcharge Waiver: A 1% fuel surcharge waiver at all petrol pumps across India. Who is it best for? The Flipkart Axis Bank Credit Card is ideal for frequent online shoppers, especially those who primarily use Flipkart, Myntra, and other partner apps for their purchases. If you love direct cashback and a simple rewards structure, this card is a strong contender. Which One Should You Choose? SuperCard Pro vs Flipkart Axis Bank Credit Card The choice between the two largely depends on your spending habits and preferences: Choose the Flipkart Axis Bank Credit Card if: You prefer direct cashback and want to maximize rewards on your Flipkart and Myntra purchases. You frequently shop on the specified partner platforms (Swiggy, PVR, Uber, etc.). You frequently travel through Cleartrip. Choose the superCard Pro if: You frequently make payments using UPI. You want a credit card that is lifetime free with no annual fees. You are looking for a rewarding and simple, no-fuss card for everyday spending. Cult Comparison: SuperCard Pro vs Flipkart Axis Credit Card Credit Cult Conclusion The choice between the two credit cards ultimately comes down to your spending habits and financial goals. The Flipkart Axis Bank Credit Card is the superior choice for maximizing cashback on online shopping platforms, especially for Flipkart loyal shoppers, while the SuperCard Pro is an unparalleled option for maximizing rewards on UPI payments and enjoying a lifetime free card. By understanding their unique propositions and how they fit into your spending, you can confidently choose the card that is the perfect financial tool for you. We hope you liked this blog post comparing the SuperCard Pro and Flipkart Axis Bank Credit Card. But, if you want to get the better benefits from the upcoming Flipkart Big Billion Days Sale then you should definitely go for the Flipkart Axis Bank Credit Card. To maximize benefits in the upcoming sale then we would recommend you to also read our previous post: Must Have Credit Cards for Big Billion Days & Great Indian Festival. Keep Spending! Keep Saving!

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Must Have Credit Cards for Big Billion Days & Great Indian Festival

Must Have Credit Cards for Big Billion Days & Great Indian Festival

Must Have Credit Cards for the Upcoming Flipkart & Amazon Sale The air is buzzing, notifications are flooding in, and your wish list is growing longer by the minute – it can only mean one thing: the Amazon Great Indian Festival and Flipkart Big Billion Days are almost here! These annual shopping extravaganzas bring unbeatable deals, but savvy shoppers know that the real game-changer isn’t just about finding discounts, it’s about maximizing your savings with the right credit card. Forget scrambling last minute. We’ve handpicked five essential credit cards that will supercharge your savings during these epic sales. Get ready to turn those great deals into unbelievable steals! 1. SBI CashBack Credit Card Apply here Why it’s a Must Have: It offers a flat 5% cashback on all online spends (up to Rs 5,000 per statement cycle). This means whether you’re shopping on Amazon, Flipkart, or any other e-commerce site, you’re getting a significant percentage back. Sale Strategy: This card is a perfect alternative for both the Flipkart and Amazon Shoppers (though does not offer unlimited cashback like Amazon Pay ICICI), or if you’re shopping on other sites that don’t have dedicated co-branded cards. It’s your universal online savings tool. 2. Axis My Zone Credit Card Apply here Why it’s a Must Have: Axis Cards will offer a flat 10-15% discount during the Flipkart Big Billion Days, and with discounts on Myntra, Swiggy, and complimentary lounge access, this card ensures you’re not just saving on products but also on entertainment and food while you take a break from your shopping spree. Sale Strategy: This card isn’t good just to shop through Flipkart but also provides offers on utilities, food orders, movies and more. 3. SBI SimplyCLICK Credit Card Apply here Why it’s a Must Have: SBI Credit Cards will offer a flat 10% discount during the Amazon Great Indian Sale. The cost of owning this variant is minimal: Rs 500 for Joining and Annual Fee, and offers Rs 500 Amazon Voucher on payment of joining fees and more milestone benefits. Sale Strategy: This card doesn’t have much lucrative benefits. It is just a low-cost SBI card for online shopping, especially, for the SBI Card discounts during Amazon Sales.  4. Amazon Pay ICICI Credit Card Apply here Why it’s a Must Have: It provides a phenomenal cashback percentage on Amazon purchases (up to 5% for Prime members, 3% for non-Prime) and the best part? The cashback is credited directly to your Amazon Pay balance, ready for your next purchase. Plus, it has no annual fee! Sale Strategy: Use this for all your Amazon purchases. The cashback sometimes stacks with instant bank discounts, leading to incredible double-digit savings during the Great Indian Festival. 5. Flipkart Axis Bank Credit Card Apply here Why it’s a Must Have: It provides a generous 5% cashback on Flipkart and 7.5% cashback on Myntra purchases (up to Rs 4,000/month). This direct cashback is fantastic, especially when combined with the instant discounts offered by various banks during the sale period. Sale Strategy: Make this your primary card for all Flipkart and Myntra splurges. Up to 7.5% cashback on top of other offers ensures you’re squeezing every last drop of savings out of your purchases. Exclusive offer for Flipkart Axis Cardholders: Claim iPhone 16 at just Rs 48,399 during BBD sale. Ready to Conquer the Upcoming Sales? Having these credit cards in your wallet (or digitally saved!) can make a significant difference in how much you save during the Amazon Great Indian Festival and Flipkart Big Billion Days. Remember to always check the specific offers and terms and conditions during the sale period, as banks often roll out additional instant discounts that can be stacked with your card’s existing benefits. Happy shopping, and may your savings be plentiful! We hope you liked this detailed guide to get the best benefits out from the upcoming Amazon and Flipkart Sales. We would also recommend you to read our latest blog on Swiggy HDFC Bank Credit Card, to know its benefits and a detailed review on it. Keep Spending! Keep Saving!

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Best Credit Cards for Online Shopping | Top 4 Co-branded Cards

Best Credit Cards for Online Shopping | Top 4 Co-branded Cards

Introduction: Best Credit Cards for Online Shopping in India In today’s shopping landscape, choosing the best credit cards for Online Shopping in India can significantly enhance your purchasing power and overall experience. Co-branded credit cards offer unique perks and rewards tailored to specific retailers or brands. Whether you’re a frequent shopper at your favorite stores or just looking to maximize your spending, this guide will help you identify the best credit cards for shopping online in India. Disclaimer: This blog may include partnered links, but this does not affect our rankings or reviews. Our goal is to provide unbiased information to help you make the best decision.  Table of Content: What are Co-branded Credit Cards? Top 4 Co-branded Credit Cards for Shopping HDFC Tata Neu Infinity Credit Card Flipkart Axis Bank Credit Card Amazon Pay ICICI Credit Card Swiggy HDFC Bank Credit Card Benefits of Using Co-branded Credit Cards Conclusion FAQs What are Co-branded Credit Cards? Co-branded credit cards are financial products offered by banks in partnership with specific retailers or brands. These cards typically provide rewards or discounts when used at the partnered store, making them a great choice for loyal customers. They often come with additional benefits such as exclusive promotions, bonus points, or cashback. Top 4 Credit Cards for Online Shopping In this blog, we review four standout credit cards for utility bill payments: HDFC Tata Neu Infinity Credit Card, Flipkart Axis Credit Card, Amazon Pay ICICI Credit Card and Swiggy HDFC Bank Credit Card. Based on our analysis of cashback percentages, its cost and overall benefits, here’s our detailed recommendation: #1. HDFC Tata Neu Infinity Credit Card Apply Now Joining & Annual Fees: Rs 1499 or Lifetime Free 10% back as NeuCoins on Shopping on Various Brands on Tata Neu (Including Neupass valueback) Upto 20% instant discount on spends during TATA PayDay Sale (including NeuPass offer) 1.5% NeuCoins on Other Spends and UPI spends through RuPay credit card through TATA Neu App Welcome Benefit: 1499 Neucoins on payment of Joining Fees Know More Minimum 5% back as NeuCoins on shopping on Tata Neu or TATA Brands 1.5% back as NeuCoins on Non-Tata brand spends and any merchant EMI spends 1.5% back as NeuCoins, up to 500 NeuCoins per month, on UPI spends via RuPay card variant Additional 5% back as NeuCoins for NeuPass Members on transactions done on Tata Neu App/Website Complimentary Airport Lounge Access on minimum spend of Rs 50,000 last quarter (1/Quarter for International and 2/Quarter for Domestic Airport Lounges) #2. Flipkart Axis Bank Credit Card Apply Now Joining and Annual Fees: Rs 500 5% and 7.5% cashback on Flipkart and Myntra Shopping up to Rs 4,000/month 4% cashback on preferred merchants – PVR, Swiggy, Uber and cult.fit 1% cashback across all other spends Joining benefit worth Rs 1,250 from Flipkart and Swiggy Know More 4 complimentary domestic lounge visits in a year (Discontinued June, 2025) 12% off on Cleartrip Unlimited cashback without any capping on 4% and 1% Categories. #3. Amazon Pay ICICI Credit Card Apply Now Joining and Annual Fees: Nil 5% cashback on Amazon Shopping spends for Amazon Prime Members 3% cashback on Amazon Shopping for non-prime members 2% cashback on partner spends 1% cashback on other spends Joining Benefit: Amazon Prime for 3 months Know More No complimentary domestic lounge access Special Signup offers worth more than Rs 1500 (Amazon Shopping and Bill Payments) Unlimited Cashback #4. Swiggy HDFC Bank Credit Card Apply Now Annual Fees: Rs 500 10% cashback up to Rs 1500/month on Swiggy 5% cashback up to Rs 1,500/month on Online Platforms-Fashion, Cabs, Movies and more 1% cashback up to Rs 500/month other spends Welcome Benefit: Swiggy One Membership Know More First year free or may offer the card as Lifetime Free Competitor apps and shopping categories like zomato, big basket, etc will give 1% cashback only (except amazon and flipkart grocery as it will give 5% cashback) Cashback will be credited directly in your card statement Get 10% extra discount up to Rs 500 on your birthday Benefits of Using Co-branded Credit Cards Tailored Rewards: Earn points or cashback specifically for the retailer you shop at most. Exclusive Discounts: Access to special promotions and sales. Membership Benefits: Enjoy perks like free shipping, early access to sales, or loyalty points. Flexible Redemption Options: Use points for future purchases or travel rewards. Credit Cult Conclusion When it comes to maximizing your shopping rewards, co-branded credit cards can offer significant benefits tailored to your spending habits. And above we ranked on the basis of Reward-Cost Ratio: Tata Neu Card: Even with High Annual Charges HDFC Tata Neu Credit Card stands out for its extensive rewards (up to 10%) across multiple Tata brands on Tata Neu App, making it ideal for those who frequently shop at Tata retail outlets and use Tata services. Flipkart Axis Card: A strong contender for online shoppers, especially Flipkart Shoppers, this credit card provides great cashbacks on Flipkart purchases and on other online transactions. Amazon Pay ICICI Card: Best Credit Card for Amazon Prime Members as it offers up to 5% cashback on Amazon purchases along with benefits for everyday spending, making it a reliable option for many. Swiggy HDFC Bank Credit Card: A great all-rounder card for online shoppers especially for Swiggy loyal customers as it gives 10% additional cashback on Swiggy and 5% on other Online Non-Competitor Categories. Each of these cards has unique features and rewards that cater to different shopping preferences. By considering your shopping habits and choosing the card that aligns best with your lifestyle, you can maximize your savings and enhance your shopping experience. Happy shopping! FAQ: Best Credit Cards for Shopping 1. Are co-branded credit cards worth it? Answer: Yes, if you frequently shop at a specific retailer, the rewards and benefits can provide significant savings. 2. Do co-branded credit cards have annual fees? Answer: Some do, while others have no annual fees. It’s essential to weigh the benefits against the cost. 3. Can I use co-branded credit cards anywhere?

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