Saurabh

Adani One Signature Card vs Adani One Platinum Card (Oct'25)

Adani One Signature Card vs Adani One Platinum Card (Nov’25)

Introduction: Adani One Signature Card Choosing the right credit card can make all the difference when it comes to rewards, travel benefits, and everyday spending perks. With the launch of the Adani One Signature Card and Adani One Platinum Card, Adani has entered the premium credit card space — each offering its own set of benefits for travelers and lifestyle enthusiasts. In this detailed Nov’2025 review, we’ll first explore the Adani One Signature Card in depth, followed by a side-by-side comparison with the Platinum variant to help you decide which one fits your lifestyle better.  Adani One Referral Code/Link Disclaimer: This blog may include affiliate links. They help support our work but don’t affect product rankings/reviews. Our recommendations are based on unbiased evaluations & personal experience. Adani One Signature Credit Card Key Features: Joining/Annual Fees: ₹5,000 + GST Annual Fee Waiver: Annual Spends > ₹6,00,000 Welcome Benefits: ₹5,000 Flight + ₹2,000 Hotel Voucher Value back: 7% Reward Points on Adani Ecosystem Airport Lounge: 4/Quarter Buy 1 Get 1 on Movie Tickets Apply Now! More Features ₹5,000 Flight Ticket Voucher: Spend ₹25,000 in the first 60 days to get a voucher ₹2,000 Hotel Voucher (unlocked on card activation and a minimum transaction of ₹10,000) 2 complimentary international lounge visits every year 16 premium lounge upgrades (Upgrades to premium/business lounge) 8 Premium/Valet Car Parking 1.5% on Other Spends Adani One Platinum Credit Card Key Features: Joining/Annual Fees: ₹750+ GST Annual Fee Waiver: Annual Spends > ₹3,00,000 Welcome Benefits: ₹2,000 Flight + ₹1,000 Hotel Voucher Value back: 3% Reward Points on Adani Ecosystem Airport Lounge: 2/Quarter 25% up to ₹100 on Movie Tickets Apply Now! More Features ₹2,000 Flight Ticket Voucher: Spend ₹10,000 in the first 60 days to get a voucher 2 premium lounge upgrades every quarter 4 Premium/Valet Car Parking  ₹1,000 Hotel Voucher (Unlocked on card activation and a minimum transaction of ₹5,000) 1% on Other Spends Head-to-Head Comparison Here is a list of all Airports eligible for Airport Lounge Access: Eligible Airports Credit Cult Conclusion✈️ Both cards bring strong offerings under the Adani One brand, but the Signature Card clearly stands out as the premium choice for frequent travelers and lifestyle spenders.If you’re just starting your credit journey or prefer a minimal annual fee, the Platinum Card offers solid everyday rewards without the premium price tag. In short:  Adani One Signature Card = Luxury & Travel Power Adani One Platinum Card = Smart Value & Everyday Benefits   We hope you liked our review on Adani One Signature Credit Card and its comparison with Adani One Platinum Card. We would also recommend you to read our recent post in which we reviewed and compared the Top 5 Lifetime Free Credit Cards with Lounge Access. Keep Spending! Keep Saving!

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Best Credit Card for Movie Tickets | Lifetime Free Cards (Oct’25)

Best Credit Card for Movie Tickets | Lifetime Free Cards (Nov’25)

Best Credit Card for Movie Tickets in India If you’re a movie buff who never misses the latest release, having the best credit card for movie tickets can help you save big. Many credit cards offer Buy 1 Get 1 Free movie tickets, BookMyShow discounts, or monthly cashback on movie spends. In this guide, we’ve compared the top credit cards for free movie tickets with annual fees up to Rs 500/year — including IndusInd Bank Legend Credit Card, PVR Kotak Gold Credit Card, and RBL Bank BookMyShow Play Credit Card. Disclaimer: This blog may include partnered links, but this does not affect our rankings or reviews. Our goal is to provide unbiased information to help you make an informed decision. 3 Best Credit Cards for Free Movie Tickets In this blog, we’ve reviewed 3 best credit cards for Movie Tickets Spends: IndusInd Bank Legend Credit Card, PVR Kotak Gold Credit Card, and RBL BookMyShow Play Credit Card. Based on our analysis of value back, its cost and overall benefits, here’s our detailed recommendation: 1. IndusInd Bank Legend Credit Card Apply Now Joining & Annual Fees: 0 Fees (Lifetime Free) Welcome Benefits: Activation benefits from Luxe gift card, Montblanc, Post Card and vouchagram. Buy 1 Get 1 Free Movie Ticket up to Rs 200/month Complimentary Priority Pass membership Payment Network: Visa Know More Complimentary Annual Times Prime Membership that gives access to 20+ subscription & 40+ discount-led offers. 1 reward point for every Rs. 100 spent on weekdays 2 reward points for every Rs. 100 spent on weekends 3000 bonus reward points on spending Rs. 5 lacs or more in a year 2. PVR Kotak Gold Credit Card Apply Now Joining & Annual Fees: Rs 499+ GST Movie Benefits: Spend > 10,000 = 1 Free PVR ticket, Spend > 15,000 = 2 Free PVR ticket, (worth Rs 400) 20% Instant Discount on Foods & Beverages at PVR 5% Instant Discount at PVR Inox Annual Fee Waived on annual spends of Rs 50,000 Payment Network: Visa Know More Get 1 PVR INOX movie ticket* worth Rs. 400 every month when you spend ₹ 10,000 and above in a monthly billing cycle Get 2 PVR INOX movie tickets* worth Rs. 400 every month when you spend ₹ 15,000 and above in a monthly billing cycle Get 20% instant discount on Food and Beverages at PVR INOX Get 5% instant discount on Movie Tickets at PVR INOX No Joining Fee for the first year! 3. RBL Bank BookMyShow Play Credit Card Apply Now Joining & Annual Fees: Rs 500+ GST Welcome Benefits: Rs 500 Discount on BMS* Movie Benefits: 2 Free Movies/Streams/events up to 250 each per month on BMS** Food Worth Rs 100/month on movie bookings Annual Fee Waived on spends of Rs 1,50,000 Payment Network: Visa/RuPay/MasterCard Know More *After spending within 30 Days of issuance. **Monthly movie offer available on spends of INR 15,000 or more within a billing month. Fee of Rs 99 + GST is charged for redeeming reward points on RBL Bank Credit Cards The Comparison Table Credit Cult Conclusion If you’re looking for the best credit card for movie tickets in India, here’s a quick takeaway: 🎬 IndusInd Legend Credit Card: Best overall — lifetime free and well-rounded benefits. 🍿 Kotak PVR Credit Card: Best for PVR moviegoers. 🎫 RBL BookMyShow Play Card: Best for Buy 1 Get 1 on BookMyShow and OTT events. So next time you plan a movie night, swipe smart and let your credit card pay for your popcorn! Hey Readers, We hope you found Credit Cult’s recommendations helpful in selecting the best credit card for your movie spends. Don’t miss our exclusive post where we did a detailed comparison: Kiwi vs SuperMoney | Best for Maximum Cashback on UPI. Happy reading, and enjoy your journey with the right credit card! – Saurabh, Credit Cult

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kiwi vs supermoney

Kiwi vs SuperMoney | Best for Maximum Cashback on UPI (Nov’25)

Kiwi vs SuperMoney: A Detailed Comparison In the battle of cashback rewards on UPI payments, Kiwi vs SuperMoney has become the most talked-about comparison among UPI spenders. With RuPay credit cards now enabled for UPI, apps like Kiwi and SuperMoney are making everyday QR payments more rewarding than ever. But which one truly gives you the best return—unlimited cashback, extra perks, or better signup bonuses? In this blog, we’ll break down the key features, cashback structures, and signup offers of both platforms to help you pick the smartest UPI credit card for your needs. Let’s dive into a detailed comparison to help you discover the Best RuPay Credit Card for UPI among the 2 popular options: Kiwi Klick Credit Card vs SuperCard Pro (or Kiwi Credit Card vs SuperMoney Credit Card) Disclaimer: This blog may include affiliate links. They help support our work but don’t affect product rankings/reviews. Our recommendations are based on unbiased evaluations & personal experience. Table of Content: Benefits of LTF RuPay Credit Card for UPI The Contenders: Kiwi vs SuperMoney Kiwi Klick Credit Card (Kiwi App) SuperCard Pro (Super.Money App) The Final Comparison: Kiwi Credit Card vs SuperMoney Credit Card Kiwi vs SuperMoney: Cashback Calculator Cult Conclusion: Which One is Right For You? Benefits of LTF RuPay Credit Card for UPI Before we compare, let’s quickly understand the benefits of Lifetime Free RuPay Credit Card for UPI: Convenience: No need to carry physical cards anymore! Link your RuPay credit card directly to any UPI app, and pay merchants via QR code scans. Rewards & Cashback: Use your RuPay Credit Card for UPI spends and earn points/cashback on everyday transactions. Lifetime Free: No joining/annual fees means you enjoy all the benefits of RuPay Credit Card without any recurring costs. Better Rewards: Since the card is Lifetime Free, it eliminates the compulsion to hit annual spending milestones for fee waiver, allowing you to freely choose the card that offers the best rewards for any given purchase. Boost Credit Score: Responsible usage helps build a strong credit history. The Contenders: Kiwi vs SuperMoney We have chosen the 2 most popular RuPay Credit Cards for UPI—Supercard Pro and Kiwi Klick Credit Card (SuperMoney vs Kiwi App) —because they are lifetime free, offers high cashback on UPI and have the best reviews for UPI-based rewards compared to other options like YES Bank POP or Rio Money.  Let’s dive into a detailed comparison to help you discover which RuPay Credit Card is the perfect fit for your spending habits. Kiwi Klick Credit Card (Kiwi App) Key Features: 1.5% Cashback on Kiwi UPI (Unlimited) 2-5% Cashback on UPI with Kiwi Neon Membership** 3 Airport Lounge Access (On spends of 50/100/150k*) Lifetime Free Card, Banking Partner: Yes Bank Referral Welcome Benefit: Rs 100-800 Referral Code: Monthly spend-based offers Apply Now! More Info With Kiwi Neon Membership (Cost Rs 999/year) You get: *Milestone Based Lounge Access: 3 Domestic Lounge Access are offered on spends of 50K, 100K and 150K. **2% base cashback on paying a merchant through QR Code and 3/4/5% cashback on spending 50K/100K/150K. Cashback on money transfers and Bill Payments SuperCard Pro (Super.Money App) Key Features: Flat 3% Cashback on superUPI (Rs 500/month) Flat 1% Cashback on Other Spends Lifetime Free Credit Card Free Physical Card Referral Welcome Benefit: Up to Rs 500 on Signup Exclusive Cashback Offers on OLA, Myntra, MMT and more Banking Partner: Axis Bank Apply Now! More Info Flipkart occasionally promotes the super.money app and superCard Pro through discount and cashback offers. No Airport Lounge Access Offered. Up to 5% Cashback on superUPI Up to 5% cashback on Recharges and postpaid bills (10% additional cashback up to Rs 30 for Airtel Postpaid Payment) The Final Comparison: Kiwi vs SuperMoney *With Kiwi Neon Membership (Annual Cost 999+GST): Get 2% base cashback on Scan & Pay spends through Kiwi Klick Credit Card (via Kiwi App). Unlock 3/4/5% cashback on milestone spends of Rs 50K/100K/150K within a year. Unlock Domestic Lounge Access along with cashback at every milestone. Otherwise, a flat 1.5% Cashback without Kiwi Neon Membership. Kiwi Vs SuperMoney: Cashback Calculator UPI Cashback Calculator Redirect Kiwi Credit Card vs SuperMoney Credit Card: UPI Cashback Calculator Avg Monthly Scan & Pay Merchant Spends (Rs.): Calculate Annual Savings Enter your average monthly spends and click ‘Calculate Annual Savings’. Cult Conclusion: Which One is Right for You? Choosing the “best” RuPay credit card for maximizing cashback on UPI depends entirely on your priorities and spending profile: Kiwi Klick Credit Card: This is a strong contender if you are a High UPI Spender. Primary goal is to get the highest possible cashback on UPI transactions with no monthly limit. Kiwi Klick Credit Card is a definite yes if you are comfortable paying the optional Rs 999 for the Kiwi Neon Membership, which grants a base 2% cashback and Milestone Cashback & Lounge Benefits. Note: Cashback is offered only if Scan & Pay or Merchant Payments are done through the Kiwi App. SuperCard Pro: This is a strong contender if you are a Limited UPI Spender. The Supercard Pro is an excellent choice if your monthly Merchant Spends are up to Rs 16,666 as it provides straight 3% Cashback up to Rs 500/month without any spends criteria. Note: Cashback is offered only if Scan & Pay or Merchant Payments are done through the Super.Money App. Both these options, Kiwi and SuperCard Pro, are reliable and offer the fundamental benefit of being LTF and RuPay-enabled for UPI, which is a game-changer for digital payments. Before applying, it is always recommended to check the latest terms and conditions, specific cashback rates, and ongoing offers before making your decision, as these can change frequently. Keep Spending! Keep Saving! We hope you liked our detailed comparison: Kiwi vs SuperCard Pro (or Kiwi vs Supermoney), the best RuPay credit card for UPI. This review and comparison is based on my personal, ongoing experience using both the Kiwi App and Supermoney App, combined with the latest available market information. We would also recommend you to read our recent post in which we compared:

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3 best Credit Card for Fuel Spends in India

3 Best Credit Cards for Fuel Spends | Maximum Rewards (Nov’25)

Best Credit Cards for Fuel Spends | Max Rewards Fuel is one of the most essential yet expensive everyday expenses, especially for those who commute long distances or rely on their vehicles for daily activities. But did you know that your credit card can help you earn valuable rewards every time you fuel up? If you’re looking to make the most of your fuel expenses, you’re in the right place! In this post, we’ll take a look at the top 3 best credit cards for fuel spends that offer the maximum rewards as of November 2025. Whether you’re looking for cashback, points, or miles, these credit cards will help you maximize your rewards every time you fuel up. Let’s dive in! Disclaimer: This blog may include partnered links, but this does not affect our rankings or reviews. Our goal is to provide unbiased information to help you make an informed decision. Top 3 Best Credit Cards for Fuel Spends In this blog, we review 3 best credit cards for Fuel Spends: Indian Oil RBL Bank XTRA Credit Card, IDFC First Power Plus Credit Card and SBI BPCL Octane Credit Card. Based on our analysis of value back, its cost and overall benefits, here’s our detailed recommendation: 1. Indian Oil RBL Bank XTRA Credit Card Apply Now  Joining & Annual Fees: Rs 1,500 + GST 7.5% Value back on IOCL Fuel Spends* 1% Value back on Other Spends Welcome Benefit: 3000 Fuel Points (worth Rs 1,500)** Milestone Benefits: 1000 Fuel Points on Spending Rs 75,000 Quarterly Annual Fee Waived on annual spends of Rs 2,75,000 Payment Network: RuPay or MasterCard Know More *7.5% Valueback or 15 Fuel Points on every 100 spent on IOCL Fuel Stations up to 2000 Reward Points (Rs 1,000 Valueback/month) **Spend 500 or more within 30 days and get 3000 Fuel Points (worth Rs 1500) Does not offer Airport/Railway Lounge Benefits Reward Type: Fuel Points, 2 Fuel Points = 1Rs 1% Fuel Surcharge Waiver up to Rs 200/month Offline UPI Transactions under 2,000 at small merchants won’t be considered for Reward Points, Voucher Benefits, Milestones Benefits or other benefits, unless stated otherwise. 2. IDFC First Power Plus Credit Card Apply Now Joining & Annual Fees: Rs 499+ GST 6.5% Value back on HPCL Fuel Spends* 0.5% Value back on Other Spends Welcome Benefit: Rs 750 worth of Gift Cards** Domestic Airport Lounge: 1 per Quarter*** Annual Fee Waived on annual spends of Rs 1,50,000 Payment Network: RuPay Know More *6.5% Valueback as Reward Points on HPCL Fuel Spends up to 650/month (Inclusive of 1.5% Happy Coins on payment through HP Pay) **Rs 250 worth of Shoppers Stop Gift Card and Rs 500 worth Gift Card on HPCL Fuel Purchase of Rs 500/more ***Offers Airport Lounge Benefits on monthly spends of ₹20,000 or more 25% Discount on movies up to Rs 100 per month 5% cashback on Grocery Spends up to 100/month 5% savings on fastag recharge up to Rs 50/month Travel Spends: 53 RPs every 150 spent on hotel and 33 RPs every 150 spent on flights. Bonus RPs max 8000 a month. Reward Type: Reward Points, 4 Reward Points = 1Rs 1% Fuel Surcharge Waiver up to Rs 200/month 3. SBI BPCL Octane Credit Card Apply Now Joining & Annual Fees: Rs 1,499+ GST 6.25% Value back on BPCL Fuel Spends* 2.5% Value back on Grocery, Dining, Movies & more** Welcome Benefit: 6000 RPs (worth 1,500)*** Milestone Benefits: Gift Vouchers worth Rs 2,000 on annual spends of Rs 3,00,000 Annual Fee Waived on spends of Rs 2,00,000 Domestic Airport Lounge: 1 per Quarter Know More *6.25% Valueback or 25 Reward Points or RPs on every 100 spent on BPCL Fuel Stations up to 2500 Reward Points (Rs 625 Valueback/month) **2.5% Value back on Grocery, Dining, Departmental Store or Movies Spends up to 7500 RPs per month ***Get 6000 bonus reward points equivalent to INR 1500 on payment of annual fees Offers Airport Lounge Benefits: Once per Quarter without spend criteria Reward Type: Reward Points, 4 Reward Points = 1Rs 1% Fuel Surcharge Waiver up to Rs 200/month Gift Vouchers worth Rs 2,000 from Aditya Birla Fashion Or Yatra Or Bata/Hush Puppies on annual spends of INR 3 Lakhs RuPay Card UPI option not available Benefits: Best Credit Cards for Fuel Spends Tailored Rewards: Value Back on your regular Fuel Spends at the partnered Fuel Stations. Exclusive Discounts: Access to special discounts & cashback on Grocery, Travel and Movie Spends. Membership Benefits: Enjoy perks like Fuel Station points or loyalty points. Flexible Redemption Options: Use points for future purchases, vouchers or travel rewards. Airport Lounge Access: Quarterly Access to Domestic Airport Lounge Access. Milestone Benefits: Get additional benefits on your daily spends as milestone benefits. Credit Cult Conclusion If you’re looking to get the most value out of your fuel spends, these 3 best credit cards for fuel spends stand out with excellent reward-to-cost ratios. We’ve ranked them based on how much value they return per rupee spent on fuel — particularly at their partnered fuel stations. 1. Indian Oil RBL Bank XTRA Credit Card Despite its higher annual fee, this card offers an impressive 7.5% value back on fuel purchases at Indian Oil outlets. It’s a top pick for frequent IOCL users, especially those who can also take advantage of milestone benefits to further boost savings. 2. IDFC FIRST Power Plus Credit Card With a modest annual fee of just ₹499, this card delivers strong value — 6.5% value back at HPCL fuel stations. It also offers additional perks on categories like travel, groceries, and movies, plus quarterly domestic lounge access, making it a well-rounded option. 3. SBI BPCL Octane Credit Card This card offers a 6.25% value back on fuel spends at BPCL outlets and includes lounge access. However, compared to the IDFC FIRST Power Plus Card, it provides slightly less value while charging a higher annual fee — making it less favorable in terms of overall reward-to-cost efficiency. Which of These 3 Best Credit

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Best RuPay Credit Card for UPI | Supermoney vs Kiwi vs NeuCard

Best RuPay Credit Card for UPI | Supermoney vs Kiwi vs NeuCard

Discover the Best RuPay Credit Card for UPI (Lifetime Free) The world of digital payments in India has been revolutionized by UPI (Unified Payments Interface). Now, with the integration of RuPay credit cards into UPI, your daily transactions just got even more rewarding. Imagine earning cashback or points every time you scan a QR code! But with several players entering this exciting space, choosing the right Lifetime-Free RuPay Credit Card for UPI can be a bit confusing. Don’t worry, we’re here to break down the most popular options: superCard Pro, Kiwi Click, and HDFC Bank Tata Neu Infinity Credit Card. Let’s dive into a detailed comparison to help you discover which RuPay Credit Card is the perfect fit for your spending habits ().  Disclaimer: This blog may include affiliate links. They help support our work but don’t affect product rankings/reviews. Our recommendations are based on unbiased evaluations & personal experience. Table of Content: Benefits of LTF RuPay Credit Card for UPI The Contenders: SuperMoney vs Kiwi vs NeuCard SuperCard Pro (by Super.Money) Kiwi Klick Credit Card (by Kiwi) Tata Neu Infinity Credit Card (by Tata Neu) Side-by-Side Comparison: Cult Table Credit Cult UPI Cashback Calculator Conclusion: Which one is Right for You? Benefits of a Lifetime-Free RuPay Credit Card for UPI Before we compare, let’s quickly understand the benefits: Convenience: Link your credit card directly to your UPI app (like Google Pay, PhonePe, Paytm), and pay via QR code scans. No need to carry physical cards! Rewards & Cashback: Earn points or cashback on your UPI spends, turning everyday transactions into savings. Lifetime Free: No annual fees means you enjoy all the benefits without any recurring costs. Boost Credit Score: Responsible usage helps build a strong credit history. The Contenders: Supermoney vs Kiwi vs Neucard We have chosen the 3 Best RuPay Credit Cards for UPI—Supermoney vs Kiwi vs Neucard (or Supercard Pro, Kiwi, and HDFC Bank Tata Neu Infinity)—because they have the best reviews for UPI-based rewards compared to other options like YES Bank POP or Rio Money. These cards are at the forefront of the “spend and earn” revolution. Let’s dive into a detailed comparison to help you discover which card is the perfect fit for your spending habits. SuperCard Pro (by super.money) Key Features: Flat 3% Cashback on superUPI (Rs 500/month) Flat 1% Cashback on Other Spends Referral Signup Benefit: Up to Rs 500 Cashback (Limited Time) Lifetime Free Credit Card Exclusive Cashback Offers on OLA, Myntra, MMT and more Apply Now! (Referral Link) More Features Flipkart occasionally promotes the super.money app and superCard Pro through discount and cashback offers. No Airport Lounge Access Offered. Up to 5% Cashback on superUPI Kiwi Klick Credit Card (by Kiwi) Key Features: 1.5% Cashback on Kiwi UPI 2-5% Cashback with Kiwi Neon Membership (Rs 999) 3 Airport Lounge Access (On spends of 50/100/150k*) Referral Code: Referral Signup Benefit: ₹100-800 on Signup () Lifetime Free Card Monthly Spend-based Offers Apply Now! (Referral Link) More Features *Milestone Based Lounge Access: 3 Lounge Access are offered on spends of 50K, 100K and 150K. Cashback on money transfers and Bill Payments Tata Neu Infinity Credit Card (by Tata Neu) Key Features: 1.5% Cashback on Neu UPI up to Rs 500/month (RuPay Card) 10% Value back on Shopping (Neu App) 5% Value back on Recharge and Bills 8 Domestic & 4 International Lounge Access* Referral Signup Benefits: Spotify Premium (SAUR1137) You may get LTF (Annual Fees: 1499 + GST) Apply Now! (Referral Link) More Features *Lounge Benefits are Milestone based: Offered if Rs 50,000 spent in last quarter. **1499 Neucoins are received as welcome benefit only if joining fee is paid. Up to 20% discount during payday or seasonal sales Side-by-Side Comparison: Best RuPay Credit Card for UPI *Benefits of optional Kiwi Neon Membership (Fees 999): Eligible for Lounge Benefits (Milestone Based) Pay through Kiwi UPI with Kiwi Klick Credit Card and get 2% Base Cashback and an accelerated cashback of 3/4/5% on spends of Rs 50K/100K/150K. (Otherwise, a flat 1.5% Cashback without Neon Membership) **Welcome benefit of 1499 NeuCoins is received only if joining fees is paid. Best RuPay Credit Card for UPI: Calculator UPI Cashback Calculator Redirect UPI Cashback Calculator: Kiwi vs SuperMoney vs Neu Card Avg Monthly Scan & Pay Merchant Spends (Rs.): Calculate Annual Savings Enter your average monthly spends and click ‘Calculate Annual Savings’. Which one is Right for You? Choosing the “best” card depends on your spending habits and priorities: For Maximum Cashback on UPI: If your primary goal is to get the highest possible cashback on UPI transactions with no limit, the Kiwi Klick Credit Card could be a strong contender. For Ecosystem Rewards: If you frequently shop at Tata brands like Big Basket or Croma, the HDFC Bank Tata Neu Infinity Credit Card is a no-brainer. Its rewards will quickly outpace others, even if it has an annual fee. For Highest Cashback on UPI: If your Monthly UPI Spends are below Rs 16,700 and if you want a straightforward, easy-to-use card with the highest cashback percentage on UPI, then just go for the Supercard Pro. All three cards are reliable and offer the fundamental benefit of being RuPay-enabled for UPI, a game-changer for digital payments. Make sure to check the latest terms and conditions, specific cashback rates, and ongoing offers before making your decision, as these can change frequently. Keep Spending! Keep Saving! We hope you liked our detailed comparison between the 3 best RuPay credit card for UPI. We would also recommend you to read our recent post: Flipkart Axis Credit Card vs superCard Pro. Keep Spending! Keep Saving!

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multipl referral code

Multipl Referral Code 6G7WX | Get 250 Signup Bonus

Multipl Referral Code 6G7WX | Get ₹250 Signup Bonus Use Multipl Referral Code 6G7WX & Get ₹250 Signup Bonus Tired of seeing your money just sit there? What if you could make it work for you while saving for the things you want? Multipl is a unique app that lets you do just that. It’s not just about saving; it’s about “spendvesting”—investing your money for future purchases and getting rewarded for it. And if you’re ready to get started, I have a special offer for you. Signup with our Multipl referral code 6G7WX and get ₹250 on signup. Multipl Signup Link Your ₹250 Bonus with Multipl Referral Code When you sign up for Multipl using my referral code, you can unlock an exclusive bonus. It’s a simple, straightforward deal: You invest: ₹1750 on your first goal. (₹250 for 7 Days) You get: A ₹2,000 Amazon voucher. That’s a direct bonus of ₹250 on top of the money you’ve already invested. It’s a great way to start your journey with a boost. Here’s a step-by-step guide to claiming your reward: Download the App: Use this link to download the Multipl app on your phone: https://app.multipl.xyz/referral. Sign Up: Complete the quick and easy registration. Enter the Code: When prompted for an invite code, be sure to enter 6G7WX. This is key to getting your bonus. Invest on Your Goal: Invest ₹1750 by completing a goal within the app. Claim Your Reward: Once your goal is complete, the ₹2,000 Amazon voucher is all yours! #First_250_BONUS: This is an exclusive offer for the new signups through referral code. Act fast to ensure you get the full reward! Why Choose Multipl App? Multipl is more than just a savings app; it’s a new way to approach your finances. Earn from Your Savings: The money you invest is put into professionally managed mutual fund portfolios, giving your savings the potential to grow with market returns. Exclusive Brand Discounts: When you’ve reached your savings goal, you can unlock exclusive discounts from top brands, allowing you to save even more on your planned purchase. Invest with a Purpose: Multipl helps you save for specific goals, whether it’s a new gadget, a trip, or an appliance. This makes saving more intentional and rewarding. Ready to start saving and shopping smarter? Download the Multipl app today and use the referral code 6G7WX to get your bonus! Multipl Signup Link We hope you liked our blog post and we would also recommend you to read our latest blog post: SuperCard Pro vs Flipkart Axis Bank Credit Card or the blog on the super.money app. Invest then Spend!

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HDFC Tata Neu Cards Now Lifetime Free​

Massive News: HDFC Tata Neu Cards Now Lifetime Free, But Not for Long!

HDFC Tata Neu Cards Now Lifetime Free This is not a drill! HDFC Bank has just rolled out a limited-time, lifetime free (LTF) offer on its popular Tata Neu Infinity and Tata Neu Plus credit cards. If you’ve been on the fence about getting one of these cards, now is the time to act. This is a game-changing opportunity to get a co-branded card with incredible benefits without paying the annual fee. But remember, this is a limited-period offer and HDFC Bank has a history of ending such promotions without much notice. So, let’s dive into the details, the benefits you’ll get, and how you can get your hands on this card before the offer expires. Disclaimer: This blog may include partnered links, but this does not affect our rankings or reviews. Our goal is to provide unbiased information to help you make the best decision. HDFC Tata Neu Infinity Credit Card Apply Now Joining & Annual Fees: 0 & 1499 or Lifetime Free 10% back as NeuCoins on Shopping on Various Brands on Tata Neu (Including Neupass valueback) Upto 20% instant discount on spends during TATA PayDay Sale (including NeuPass offer) 1.5% NeuCoins on Other Spends and UPI spends through RuPay credit card through TATA Neu App Welcome Benefit: 1499 Neucoins on payment of Joining Fees Know More Minimum 5% back as NeuCoins on shopping on Tata Neu or TATA Brands 1.5% back as NeuCoins on Non-Tata brand spends and any merchant EMI spends 1.5% back as NeuCoins, up to 500 NeuCoins per month, on UPI spends via RuPay card variant Additional 5% back as NeuCoins for Elite NeuPass Members on transactions done on Tata Neu App/Website Complimentary Airport Lounge Access on minimum spend of Rs 50,000 last quarter (1/Quarter for International and 2/Quarter for Domestic Airport Lounges) HDFC Tata Neu Plus Credit Card Apply Now Joining & Annual Fees: 0 & 499 or Lifetime Free 7% back as NeuCoins on Shopping on Various Brands on Tata Neu (Including Neupass valueback) Upto 20% instant discount on spends during TATA PayDay Sale (including NeuPass offer) 1% NeuCoins on Other Spends and UPI spends through RuPay credit card through TATA Neu App Welcome Benefit: 499 Neucoins on payment of Joining Fees Know More Minimum 2% back as NeuCoins on shopping on Tata Neu or TATA Brands 1% back as NeuCoins on Non-Tata brand spends and any merchant EMI spends 1% back as NeuCoins, up to 500 NeuCoins per month, on UPI spends via RuPay card variant Additional 5% back as NeuCoins for Elite NeuPass Members on transactions done on Tata Neu App/Website Complimentary Airport Lounge Access on minimum spend of Rs 50,000 last quarter (1/Quarter for Domestic Airport Lounges but no International Lounge Access) Who is this Offer for? This HDFC Tata Neu Cards now lifetime free offer is specifically for new card applicants. If you’re an existing HDFC Bank customer with a different credit card or you’ve been waiting for the right moment to apply, this is your chance. If you are not getting the LTF offer then wait as it might be soon rolled out for all the customers. Note that existing Tata Neu cardholders are not eligible for this specific offer but they can request the HDFC Credit Card team to convert the card into LTF through email. How to Apply and Get Tata Neu Card as LTF The process is simple and can be completed digitally. Download the Tata Neu App: The application process is primarily done through the app’s Card Section or just use our invite link. Don’t forget to use our Tata Neu Card Referral Code SAUR1137 for the signup benefits. Check LTF Credit Cards Offer: Check whether the card is offered LTF or not.  Fill the Application: Enter your details and complete the application form. Complete the KYC: You may be required to complete a video KYC. Ensure you have your PAN card and a blank sheet of paper ready. Wait for Confirmation: If your application is approved, you will get the lifetime free card without the welcome benefits that are typically associated with the paid version of the card. Suggestion: Apply for Tata Neu Infinity Card if offered LTF and if not then you can wait for the same. Hey Readers, We hope you found Credit Cult’s recommendations helpful in selecting the best credit card for your shopping needs. For additional insights, don’t miss our exclusive post where we reveal the best credit cards in India that offers railway lounge access. If you’re also looking for expert guidance in international trade, feel free to contact Goodman Exim Consulting for top-notch EXIM consulting services. Happy reading, and enjoy your journey with the right credit card! – Saurabh, Credit Cult

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SuperCard Pro vs Flipkart Axis Card | Which Credit Card is Better?

SuperCard Pro vs Flipkart Axis Card | Which Credit Card is Better?

SuperCard Pro vs Flipkart Axis Card Flipkart offers two co-branded credit cards that promise exciting rewards and benefits for its loyal shoppers: the Flipkart Axis Bank Credit Card and the SuperCard Pro (by Flipkart’s Super.Money). While both are designed to enhance your shopping experience on the platform, they cater to slightly different user profiles. SuperCard Pro vs Flipkart Axis Card, so, which one is better for you? Let’s break down the features and help you decide. Disclaimer: This blog may include affiliate links. They help support our work but don’t affect product rankings/reviews. Our recommendations are based on unbiased evaluations & personal experience. SuperCard Pro: UPI Champion Apply here SuperCard Pro is issued by the super.money app, which is a key part of the Flipkart ecosystem. Unlike the direct co-branded card, the superCard Pro is on the RuPay network and is a lifetime free card, focusing on cashback for UPI transactions and being a lifetime free credit card. Key Benefits: 3% Cashback on superUPI: This is a major benefit for those who frequently use UPI for payments as it offers flat 3% cashback up to Rs 500 per statement cycle. 1% Cashback on all other eligible spends: A solid cashback rate for all your other purchases. Exclusive Cashback Offers: On OLA, Myntra, MakeMyTrip and more. Promotional Discounts: Flipkart occasionally promotes it with discounts and cashbacks. 1% Fuel Surcharge Waiver: This is applicable on transactions between ₹400 and ₹4,000, with a maximum benefit of ₹400 per statement cycle. Lifetime Free Credit Card: This card has no joining or annual fees, which makes it a great option for users who want a card without recurring costs. Who is it best for? SuperCard Pro is perfect for users who want to maximize rewards on their UPI transactions. It’s a great, no-fee option for those who want a simple, everyday-use card that offers consistent cashback. Flipkart Axis Bank CC: Cashback Champion Apply here The Flipkart Axis Bank Credit Card is arguably the more popular and straightforward of the two. It’s a pure-play cashback card that rewards you generously for your spending, especially on Flipkart and its partner merchants. Key Benefits: 5% & 7.5% Cashback on Flipkart and Myntra: This is the star attraction. For every rupee you spend on these platforms, you get more than 5% back directly to your account. 4% Cashback on Preferred Merchants: Enjoy 4% cashback on popular food delivery apps, travel, entertainment, and more. (Swiggy, Uber, PVR, Cult, etc.) 1% Cashback on All Other Spends: For everything else, you still get a decent 1% cashback, making it a good all-rounder for your daily expenses. Promotional Discounts: Flipkart occasionally promotes it by offering discounts and cashbacks. Welcome Benefits: Often includes a Flipkart voucher (worth up to Rs 1250), discounts on various platforms, and sometimes a waiver of the first year’s annual fee. Fuel Surcharge Waiver: A 1% fuel surcharge waiver at all petrol pumps across India. Who is it best for? The Flipkart Axis Bank Credit Card is ideal for frequent online shoppers, especially those who primarily use Flipkart, Myntra, and other partner apps for their purchases. If you love direct cashback and a simple rewards structure, this card is a strong contender. Which One Should You Choose? SuperCard Pro vs Flipkart Axis Bank Credit Card The choice between the two largely depends on your spending habits and preferences: Choose the Flipkart Axis Bank Credit Card if: You prefer direct cashback and want to maximize rewards on your Flipkart and Myntra purchases. You frequently shop on the specified partner platforms (Swiggy, PVR, Uber, etc.). You frequently travel through Cleartrip. Choose the superCard Pro if: You frequently make payments using UPI. You want a credit card that is lifetime free with no annual fees. You are looking for a rewarding and simple, no-fuss card for everyday spending. Cult Comparison: SuperCard Pro vs Flipkart Axis Credit Card Credit Cult Conclusion The choice between the two credit cards ultimately comes down to your spending habits and financial goals. The Flipkart Axis Bank Credit Card is the superior choice for maximizing cashback on online shopping platforms, especially for Flipkart loyal shoppers, while the SuperCard Pro is an unparalleled option for maximizing rewards on UPI payments and enjoying a lifetime free card. By understanding their unique propositions and how they fit into your spending, you can confidently choose the card that is the perfect financial tool for you. We hope you liked this blog post comparing the SuperCard Pro and Flipkart Axis Bank Credit Card. But, if you want to get the better benefits from the upcoming Flipkart Big Billion Days Sale then you should definitely go for the Flipkart Axis Bank Credit Card. To maximize benefits in the upcoming sale then we would recommend you to also read our previous post: Must Have Credit Cards for Big Billion Days & Great Indian Festival. Keep Spending! Keep Saving!

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