Kiwi vs SuperMoney vs Neu Card: Cashback Calculator
Which RuPay Credit Card Rewards You the Most?
UPI Cashback Calculator: Kiwi vs SuperMoney vs Neu Card
Kiwi vs SuperMoney vs Neu Card: Why Compare?
The Kiwi vs SuperMoney vs Neu Card cashback battle is complex! Each are top-tier RuPay UPI credit cards, but their savings strategies differ wildly. While SuperCard Pro offers a straight 3% cashback (capped at Rs. 500/month), Kiwi’s returns jump up to 5% but require navigating the Neon Membership, Milestones, and a 1% credit limit cap.
Neu Card might not offer the best cashback on UPI but offers many exciting offers like 10% Cashback on Shopping, 5% on Utility Bills, Airport Lounge and more.
Our tool cuts through the complexity to give you an accurate, personalized net annual return.
Related Blog: Best RuPay Credit Card for UPI | Kiwi vs SuperMoney vs NeuCard
The UPI Cashback Rules
To maximize your savings, understand the core:
Kiwi (With Neon): The Neon Membership (optional) costs Rs 1,179 including GST and offers a base cashback rate of 2% and Milestone Cashback of 3%, 4% and 5% on spending 50K, 100K and 150K in a year.
Kiwi (Without Neon): Simple 1.5% cashback, but this option rarely beats SuperCard Pro.
SuperCard Pro: Guaranteed 3% cashback, capped at Rs. 500 per billing cycle (Annual Cap Rs. 6,000).
Tata Neu Infinity Credit Card: 1.5% cashback as neucoins up to Rs 500/month.
Disclaimer: This blog contains referral links, which may earn us a commission at no additional cost to you. These rewards help support the maintenance of this website but doesn’t affect our ranking/review for Super.Money, GoKiwi.in or Neu.Card.
