Kiwi vs SuperCard Pro: Cashback Calculator

Which RuPay Credit Card Rewards You the Most?

UPI Cashback Calculator

Kiwi Credit Card vs SuperMoney Credit Card: UPI Cashback Calculator

Enter your average monthly spends and click 'Calculate Annual Savings'.

Why Compare Kiwi vs SuperCard Pro?

The Kiwi vs SuperCard Pro cashback battle is complex! Both are top-tier RuPay UPI credit cards, but their savings strategies differ wildly. While SuperCard Pro offers a straight 3% cashback (capped at Rs. 500/month), Kiwi’s returns jump up to 5% but require navigating the Neon Membership, Milestones, and a 1% credit limit cap. Our tool cuts through the complexity to give you an accurate, personalized net annual return.

Related Blog: Kiwi Credit Card vs SuperMoney Credit Card

The UPI Cashback Rules

To maximize your savings, understand the core:

  • Kiwi (With Neon): The Neon Membership (optional) costs Rs 1,179 including GST and offers a base cashback rate of 2% and Milestone Cashback of 3%, 4% and 5% on spending 50K, 100K and 150K in a year.

  • Kiwi (Without Neon): Simple 1.5% cashback, but this option rarely beats SuperCard Pro.

  • SuperCard Pro: Guaranteed 3% cashback, capped at Rs. 500 per billing cycle (Annual Cap Rs. 6,000).

👉 Active Kiwi Referral Code (Dec'25): Will Be Updated Soon!

Disclaimer: This blog contains referral links, which may earn us a commission at no additional cost to you. These rewards help support the maintenance of this website but doesn’t affect our ranking/review for  Super.Money & GoKiwi.in

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