🕒 Last updated on: October 12, 2025
HDFC Tata Neu Cards Now Lifetime Free
This is not a drill! HDFC Bank has just rolled out a limited-time, lifetime free (LTF) offer on its popular Tata Neu Infinity and Tata Neu Plus credit cards. If you’ve been on the fence about getting one of these cards, now is the time to act. This is a game-changing opportunity to get a co-branded card with incredible benefits without paying the annual fee.
But remember, this is a limited-period offer and HDFC Bank has a history of ending such promotions without much notice. So, let’s dive into the details, the benefits you’ll get, and how you can get your hands on this card before the offer expires.
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- Joining & Annual Fees: 0 & 1499 or Lifetime Free
- 10% back as NeuCoins on Shopping on Various Brands on Tata Neu (Including Neupass valueback)
- Upto 20% instant discount on spends during TATA PayDay Sale (including NeuPass offer)
- 1.5% NeuCoins on Other Spends and UPI spends through RuPay credit card through TATA Neu App
- Welcome Benefit: 1499 Neucoins on payment of Joining Fees
- Minimum 5% back as NeuCoins on shopping on Tata Neu or TATA Brands
- 1.5% back as NeuCoins on Non-Tata brand spends and any merchant EMI spends
- 1.5% back as NeuCoins, up to 500 NeuCoins per month, on UPI spends via RuPay card variant
- Additional 5% back as NeuCoins for Elite NeuPass Members on transactions done on Tata Neu App/Website
- Complimentary Airport Lounge Access on minimum spend of Rs 50,000 last quarter (1/Quarter for International and 2/Quarter for Domestic Airport Lounges)
- Joining & Annual Fees: 0 & 499 or Lifetime Free
- 7% back as NeuCoins on Shopping on Various Brands on Tata Neu (Including Neupass valueback)
- Upto 20% instant discount on spends during TATA PayDay Sale (including NeuPass offer)
- 1% NeuCoins on Other Spends and UPI spends through RuPay credit card through TATA Neu App
- Welcome Benefit: 499 Neucoins on payment of Joining Fees
- Minimum 2% back as NeuCoins on shopping on Tata Neu or TATA Brands
- 1% back as NeuCoins on Non-Tata brand spends and any merchant EMI spends
- 1% back as NeuCoins, up to 500 NeuCoins per month, on UPI spends via RuPay card variant
- Additional 5% back as NeuCoins for Elite NeuPass Members on transactions done on Tata Neu App/Website
- Complimentary Airport Lounge Access on minimum spend of Rs 50,000 last quarter (1/Quarter for Domestic Airport Lounges but no International Lounge Access)
Who is this Offer for?
This HDFC Tata Neu Cards now lifetime free offer is specifically for new card applicants. If you’re an existing HDFC Bank customer with a different credit card or you’ve been waiting for the right moment to apply, this is your chance. If you are not getting the LTF offer then wait as it might be soon rolled out for all the customers. Note that existing Tata Neu cardholders are not eligible for this specific offer but they can request the HDFC Credit Card team to convert the card into LTF through email.
How to Apply and Get Tata Neu Card as LTF
The process is simple and can be completed digitally.
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Download the Tata Neu App: The application process is primarily done through the app’s Card Section or just use our invite link. Don’t forget to use our Tata Neu Card Referral Code SAUR1137 for the signup benefits.
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Check LTF Credit Cards Offer: Check whether the card is offered LTF or not.
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Fill the Application: Enter your details and complete the application form.
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Complete the KYC: You may be required to complete a video KYC. Ensure you have your PAN card and a blank sheet of paper ready.
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Wait for Confirmation: If your application is approved, you will get the lifetime free card without the welcome benefits that are typically associated with the paid version of the card.
Hey Readers,
We hope you found Credit Cult’s recommendations helpful in selecting the best credit card for your shopping needs. For additional insights, don’t miss our exclusive post where we reveal the best credit cards in India that offers railway lounge access. If you’re also looking for expert guidance in international trade, feel free to contact Goodman Exim Consulting for top-notch EXIM consulting services.
Happy reading, and enjoy your journey with the right credit card!
– Saurabh, Credit Cult
