January 2026

Last Updated on 5 days by Saurabh Jupiter Edge+ CSB Bank RuPay Credit Card Review Annual Fees: Lifetime Free Benefits: 10% Cashback on Shopping Best for: Online Shoppers Reward Type: Jewels (5 Jewels = ₹1) Rating: Apply Here Is there any credit card offering 5% Cashback or more on Online Spends? Still stuck at 5% Cashback? The Jupiter Edge+ CSB Bank RuPay Credit Card is offering 10% cashback on online shopping spends. Not enough? It’s a Lifetime Free Credit Card with a joining fee of just ₹999 (and that too waived off during promotions). Checkout our complete review post to explore whether the 10% cashback card is just a marketing gimmick or really worth it? Let’s dive in. Table of Contents About Jupiter App and The EDGE+ CSB Card Jupiter Edge+ CSB Card: Fees & Charges Key Features & Benefits How to Apply for Jupiter Edge+ Card? How does the 10% Cashback works? Pro Tips for Maximum Value Competitor Comparison Final Verdict: Is Kotak 811 Super Worth It? About Jupiter App and The EDGE+ CSB Card Jupiter Edge+ CSB Card: Fees & Charges Key Features & Benefits How to Apply for Jupiter Edge+ Card? How does the 10% Cashback works? Pro Tips for Maximum Value Competitor Comparison Final Verdict: Is Kotak 811 Super Worth It? About Jupiter App and Edge+ CSB Credit Card Launched in 2021, Jupiter is a fintech app, providing a common platform for personalized-digital banking (with a zero-balance account), utility payments, financial management and more. Later, Jupiter App has partnered with CSB Bank and launched 2 co-branded credit card variants: Jupiter Edge CSB Bank RuPay Credit Card (DISCONTINUED), and Jupiter Edge+ CSB Bank RuPay Credit Card. Both are lifetime-free cards available for signup exclusively through the Jupiter app. In this blog, we will review the Edge+ Card variant as the Jupiter Edge CSB Bank RuPay Credit Card is discontinued and will stop working by 31st January, 2026. Jupiter Edge+ CSB Card: Fees & Charges Joining Fees: ₹999 + GST (Waived off until 31st January, 2026) Annual Fees: Lifetime Free Note: As already shared, the joining fees of ₹999 (plus GST) is completely waived off, if, the user applies and completes the signup process within the promotional period. Key Features and Benefits Welcome Benefit: Apply through any Jupiter Invite Link and Get 1-year Jio Hotstar subscription. Joining Fee: It is a Lifetime Free Credit Card but comes with a joining fee of ₹999 (plus GST) that can be waived off during promotional period (till 31st January, 2026). Annual Fees: Zero Annual Fee (Lifetime Free Card) 10% Cashback: Offers 10% value back up to ₹1,500/month on online shopping category, BUT, with a limit of ₹500/merchant. 5% Cashback: Offers 5% value back up to ₹1,000/month on online travel category. 1% Cashback: Offers 1% value back up to ₹1,000/month on other online and offline spends (including merchant scan & pay UPI). Lounge Access: Offers 1 Domestic Airport Lounge Access per quarter but requires a spend of ₹90,000 in the previous quarter. RuPay Network: Jupiter Edge+ CSB Bank Credit Card is issued under the RuPay payment network giving access to Credit Card on UPI. Disclaimer: The Welcome Benefits for sign-ups via referral (including the Annual JioHotstar subscription and Zero Joining Fee) are promotional offers valid until January 31, 2026, and are subject to change. Jupiter Edge+ Referral Code: IzeuXB How to Apply for Jupiter Edge+ CSB Bank Credit Card? Applying for the Jupiter Edge+ Credit Card is typically a seamless, digital process through the Jupiter app. Download the App: Download the Jupiter app and set up your account. Navigate to Credit Cards: Look for the credit card section within the app. Check Eligibility: The app will guide you through checking your eligibility based on your credit score and other factors. Complete Application: Follow the on-screen instructions (like PAN & Aadhar Validation, Personal & Occupation Details, Selfie Verification) and then complete the process with Video KYC verification. Jupiter Edge+ General Eligibility Requirements Age over 21 CIBIL > 700 Salaried or Self Employed Monthly Income > ₹25,000 Personal Experience: For me, the card was approved and the limit was assigned within an hour. It has a super smooth and fast Video KYC Verification. No Physical Verification of home or work place. Virtual Card was activated instantly and the physical card was delivered within 3 days. How Does the 10% Cashback Work? The Jupiter Edge Plus CSB Bank Credit Card operates on a three-tier cashback system. Rewards are credited as Jewels (5 Jewels = 1 INR), which can be redeemed for cash, gold, or vouchers. 10% Cashback on Online Shopping Spends Eligible Brands: Amazon, Flipkart, Myntra, Ajio, Nykaa, Croma, Reliance Digital, Trends, Westside and Tata Cliq. The Monthly Cap: ₹1,500 total. The Merchant Cap: Maximum Cashback of ₹500/brand (e.g., if you spend ₹10,000 on Amazon, you only get cashback on the first ₹5,000 spent). 5% Cashback on Online Travel Spends Eligible Brands: MakeMyTrip, EaseMyTrip, Yatra, and Cleartrip. The Monthly Cap: ₹1,000 total. 1% Cashback on Other Spends (including UPI) Eligible Spends: All other online and offline transactions, including UPI “Scan & Pay.” The Monthly Cap: ₹1,000 total. Jupiter Edge+ CSB Bank Credit Card Exclusions Jewels are not awarded for certain merchant categories classified under the following Merchant Category Code (“MCC”) as stipulated by the Bank’s network partners. This list is as follows: ● Fuel spends ● Govt related transactions ● Rent payment transactions ● Utility bill payments (electricity, gas, etc.) ● Wallet loads / gift or prepaid card loads / voucher purchase ● Cash advances ● Payment of Outstanding Balances ● Payment of card fees and other charges ● All types of EMI transactions (EasyEMI/SmartEMI, Dial-an-EMI etc.) Jewels are not awarded for certain merchant categories classified under the following Merchant Category Code (“MCC”) as stipulated by the Bank’s network partners. This list is as follows: ● Fuel spends ● Govt related transactions ● Rent payment transactions ● Utility bill payments (electricity, gas, etc.) ● Wallet loads / gift or prepaid card loads / voucher purchase ● Cash advances ● Payment