October 2025

Adani One Signature Card vs Adani One Platinum Card (Oct'25)

Adani One Signature Card vs Adani One Platinum Card (Nov’25)

Last Updated on 3 months by Saurabh Introduction: Adani One Signature Card Choosing the right credit card can make all the difference when it comes to rewards, travel benefits, and everyday spending perks. With the launch of the Adani One Signature Card and Adani One Platinum Card, Adani has entered the premium credit card space — each offering its own set of benefits for travelers and lifestyle enthusiasts. In this detailed Nov’2025 review, we’ll first explore the Adani One Signature Card in depth, followed by a side-by-side comparison with the Platinum variant to help you decide which one fits your lifestyle better.  Adani One Referral Code/Link Disclaimer: This blog may include affiliate links. They help support our work but don’t affect product rankings/reviews. Our recommendations are based on unbiased evaluations & personal experience. Adani One Signature Credit Card Key Features: Joining/Annual Fees: ₹5,000 + GST Annual Fee Waiver: Annual Spends > ₹6,00,000 Welcome Benefits: ₹5,000 Flight + ₹2,000 Hotel Voucher Value back: 7% Reward Points on Adani Ecosystem Airport Lounge: 4/Quarter Buy 1 Get 1 on Movie Tickets Apply Now! More Features ₹5,000 Flight Ticket Voucher: Spend ₹25,000 in the first 60 days to get a voucher ₹2,000 Hotel Voucher (unlocked on card activation and a minimum transaction of ₹10,000) 2 complimentary international lounge visits every year 16 premium lounge upgrades (Upgrades to premium/business lounge) 8 Premium/Valet Car Parking 1.5% on Other Spends Adani One Platinum Credit Card Key Features: Joining/Annual Fees: ₹750+ GST Annual Fee Waiver: Annual Spends > ₹3,00,000 Welcome Benefits: ₹2,000 Flight + ₹1,000 Hotel Voucher Value back: 3% Reward Points on Adani Ecosystem Airport Lounge: 2/Quarter 25% up to ₹100 on Movie Tickets Apply Now! More Features ₹2,000 Flight Ticket Voucher: Spend ₹10,000 in the first 60 days to get a voucher 2 premium lounge upgrades every quarter 4 Premium/Valet Car Parking  ₹1,000 Hotel Voucher (Unlocked on card activation and a minimum transaction of ₹5,000) 1% on Other Spends Head-to-Head Comparison Here is a list of all Airports eligible for Airport Lounge Access: Eligible Airports Credit Cult Conclusion✈️ Both cards bring strong offerings under the Adani One brand, but the Signature Card clearly stands out as the premium choice for frequent travelers and lifestyle spenders.If you’re just starting your credit journey or prefer a minimal annual fee, the Platinum Card offers solid everyday rewards without the premium price tag. In short:  Adani One Signature Card = Luxury & Travel Power Adani One Platinum Card = Smart Value & Everyday Benefits   We hope you liked our review on Adani One Signature Credit Card and its comparison with Adani One Platinum Card. We would also recommend you to read our recent post in which we reviewed and compared the Top 5 Lifetime Free Credit Cards with Lounge Access. Keep Spending! Keep Saving!

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Best Credit Card for Movie Tickets | Lifetime Free Cards (Oct’25)

Best Credit Card for Movie Tickets | Lifetime Free Cards (Nov’25)

Last Updated on 3 months by Saurabh Best Credit Card for Movie Tickets in India If you’re a movie buff who never misses the latest release, having the best credit card for movie tickets can help you save big. Many credit cards offer Buy 1 Get 1 Free movie tickets, BookMyShow discounts, or monthly cashback on movie spends. In this guide, we’ve compared the top credit cards for free movie tickets with annual fees up to Rs 500/year — including IndusInd Bank Legend Credit Card, PVR Kotak Gold Credit Card, and RBL Bank BookMyShow Play Credit Card. Disclaimer: This blog may include partnered links, but this does not affect our rankings or reviews. Our goal is to provide unbiased information to help you make an informed decision. 3 Best Credit Cards for Free Movie Tickets In this blog, we’ve reviewed 3 best credit cards for Movie Tickets Spends: IndusInd Bank Legend Credit Card, PVR Kotak Gold Credit Card, and RBL BookMyShow Play Credit Card. Based on our analysis of value back, its cost and overall benefits, here’s our detailed recommendation: 1. IndusInd Bank Legend Credit Card Apply Now Joining & Annual Fees: 0 Fees (Lifetime Free) Welcome Benefits: Activation benefits from Luxe gift card, Montblanc, Post Card and vouchagram. Buy 1 Get 1 Free Movie Ticket up to Rs 200/month Complimentary Priority Pass membership Payment Network: Visa Know More Complimentary Annual Times Prime Membership that gives access to 20+ subscription & 40+ discount-led offers. 1 reward point for every Rs. 100 spent on weekdays 2 reward points for every Rs. 100 spent on weekends 3000 bonus reward points on spending Rs. 5 lacs or more in a year 2. PVR Kotak Gold Credit Card Apply Now Joining & Annual Fees: Rs 499+ GST Movie Benefits: Spend > 10,000 = 1 Free PVR ticket, Spend > 15,000 = 2 Free PVR ticket, (worth Rs 400) 20% Instant Discount on Foods & Beverages at PVR 5% Instant Discount at PVR Inox Annual Fee Waived on annual spends of Rs 50,000 Payment Network: Visa Know More Get 1 PVR INOX movie ticket* worth Rs. 400 every month when you spend ₹ 10,000 and above in a monthly billing cycle Get 2 PVR INOX movie tickets* worth Rs. 400 every month when you spend ₹ 15,000 and above in a monthly billing cycle Get 20% instant discount on Food and Beverages at PVR INOX Get 5% instant discount on Movie Tickets at PVR INOX No Joining Fee for the first year! 3. RBL Bank BookMyShow Play Credit Card Apply Now Joining & Annual Fees: Rs 500+ GST Welcome Benefits: Rs 500 Discount on BMS* Movie Benefits: 2 Free Movies/Streams/events up to 250 each per month on BMS** Food Worth Rs 100/month on movie bookings Annual Fee Waived on spends of Rs 1,50,000 Payment Network: Visa/RuPay/MasterCard Know More *After spending within 30 Days of issuance. **Monthly movie offer available on spends of INR 15,000 or more within a billing month. Fee of Rs 99 + GST is charged for redeeming reward points on RBL Bank Credit Cards The Comparison Table Credit Cult Conclusion If you’re looking for the best credit card for movie tickets in India, here’s a quick takeaway: 🎬 IndusInd Legend Credit Card: Best overall — lifetime free and well-rounded benefits. 🍿 Kotak PVR Credit Card: Best for PVR moviegoers. 🎫 RBL BookMyShow Play Card: Best for Buy 1 Get 1 on BookMyShow and OTT events. So next time you plan a movie night, swipe smart and let your credit card pay for your popcorn! Hey Readers, We hope you found Credit Cult’s recommendations helpful in selecting the best credit card for your movie spends. Don’t miss our exclusive post where we did a detailed comparison: Kiwi vs SuperMoney | Best for Maximum Cashback on UPI. Happy reading, and enjoy your journey with the right credit card! – Saurabh, Credit Cult

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kiwi vs supermoney

Kiwi vs SuperMoney | Best for Maximum Cashback on UPI (Nov’25)

Last Updated on 2 months by Saurabh Kiwi vs SuperMoney: A Detailed Comparison In the battle of cashback rewards on UPI payments, Kiwi vs SuperMoney has become the most talked-about comparison among UPI spenders. With RuPay credit cards now enabled for UPI, apps like Kiwi and SuperMoney are making everyday QR payments more rewarding than ever. But which one truly gives you the best return—unlimited cashback, extra perks, or better signup bonuses? In this blog, we’ll break down the key features, cashback structures, and signup offers of both platforms to help you pick the smartest UPI credit card for your needs. Let’s dive into a detailed comparison to help you discover the Best RuPay Credit Card for UPI among the 2 popular options: Kiwi Klick Credit Card vs SuperCard Pro (or Kiwi Credit Card vs SuperMoney Credit Card) Disclaimer: This blog may include affiliate links. They help support our work but don’t affect product rankings/reviews. Our recommendations are based on unbiased evaluations & personal experience. Table of Content: Benefits of LTF RuPay Credit Card for UPI The Contenders: Kiwi vs SuperMoney Kiwi Klick Credit Card (Kiwi App) SuperCard Pro (Super.Money App) The Final Comparison: Kiwi Credit Card vs SuperMoney Credit Card Kiwi vs SuperMoney: Cashback Calculator Cult Conclusion: Which One is Right For You? Benefits of LTF RuPay Credit Card for UPI Before we compare, let’s quickly understand the benefits of Lifetime Free RuPay Credit Card for UPI: Convenience: No need to carry physical cards anymore! Link your RuPay credit card directly to any UPI app, and pay merchants via QR code scans. Rewards & Cashback: Use your RuPay Credit Card for UPI spends and earn points/cashback on everyday transactions. Lifetime Free: No joining/annual fees means you enjoy all the benefits of RuPay Credit Card without any recurring costs. Better Rewards: Since the card is Lifetime Free, it eliminates the compulsion to hit annual spending milestones for fee waiver, allowing you to freely choose the card that offers the best rewards for any given purchase. Boost Credit Score: Responsible usage helps build a strong credit history. The Contenders: Kiwi vs SuperMoney We have chosen the 2 most popular RuPay Credit Cards for UPI—Supercard Pro and Kiwi Klick Credit Card (SuperMoney vs Kiwi App) —because they are lifetime free, offers high cashback on UPI and have the best reviews for UPI-based rewards compared to other options like YES Bank POP or Rio Money.  Let’s dive into a detailed comparison to help you discover which RuPay Credit Card is the perfect fit for your spending habits. Kiwi Klick Credit Card (Kiwi App) Key Features: 1.5% Cashback on Kiwi UPI (Unlimited) 2-5% Cashback on UPI with Kiwi Neon Membership** 3 Airport Lounge Access (On spends of 50/100/150k*) Lifetime Free Card, Banking Partner: Yes Bank Referral Welcome Benefit: Rs 100-800 Referral Code: Monthly spend-based offers Apply Now! More Info With Kiwi Neon Membership (Cost Rs 999/year) You get: *Milestone Based Lounge Access: 3 Domestic Lounge Access are offered on spends of 50K, 100K and 150K. **2% base cashback on paying a merchant through QR Code and 3/4/5% cashback on spending 50K/100K/150K. Cashback on money transfers and Bill Payments SuperCard Pro (Super.Money App) Key Features: Flat 3% Cashback on superUPI (Rs 500/month) Flat 1% Cashback on Other Spends Lifetime Free Credit Card Free Physical Card Referral Welcome Benefit: Up to Rs 500 on Signup Exclusive Cashback Offers on OLA, Myntra, MMT and more Banking Partner: Axis Bank Apply Now! More Info Flipkart occasionally promotes the super.money app and superCard Pro through discount and cashback offers. No Airport Lounge Access Offered. Up to 5% Cashback on superUPI Up to 5% cashback on Recharges and postpaid bills (10% additional cashback up to Rs 30 for Airtel Postpaid Payment) The Final Comparison: Kiwi vs SuperMoney *With Kiwi Neon Membership (Annual Cost 999+GST): Get 2% base cashback on Scan & Pay spends through Kiwi Klick Credit Card (via Kiwi App). Unlock 3/4/5% cashback on milestone spends of Rs 50K/100K/150K within a year. Unlock Domestic Lounge Access along with cashback at every milestone. Otherwise, a flat 1.5% Cashback without Kiwi Neon Membership. Kiwi Vs SuperMoney: Cashback Calculator UPI Cashback Calculator Redirect Kiwi Credit Card vs SuperMoney Credit Card: UPI Cashback Calculator Avg Monthly Scan & Pay Merchant Spends (Rs.): Calculate Annual Savings Enter your average monthly spends and click ‘Calculate Annual Savings’. Cult Conclusion: Which One is Right for You? Choosing the “best” RuPay credit card for maximizing cashback on UPI depends entirely on your priorities and spending profile: Kiwi Klick Credit Card: This is a strong contender if you are a High UPI Spender. Primary goal is to get the highest possible cashback on UPI transactions with no monthly limit. Kiwi Klick Credit Card is a definite yes if you are comfortable paying the optional Rs 999 for the Kiwi Neon Membership, which grants a base 2% cashback and Milestone Cashback & Lounge Benefits. Note: Cashback is offered only if Scan & Pay or Merchant Payments are done through the Kiwi App. SuperCard Pro: This is a strong contender if you are a Limited UPI Spender. The Supercard Pro is an excellent choice if your monthly Merchant Spends are up to Rs 16,666 as it provides straight 3% Cashback up to Rs 500/month without any spends criteria. Note: Cashback is offered only if Scan & Pay or Merchant Payments are done through the Super.Money App. Both these options, Kiwi and SuperCard Pro, are reliable and offer the fundamental benefit of being LTF and RuPay-enabled for UPI, which is a game-changer for digital payments. Before applying, it is always recommended to check the latest terms and conditions, specific cashback rates, and ongoing offers before making your decision, as these can change frequently. Keep Spending! Keep Saving! We hope you liked our detailed comparison: Kiwi vs SuperCard Pro (or Kiwi vs Supermoney), the best RuPay credit card for UPI. This review and comparison is based on my personal, ongoing experience using both the Kiwi App and Supermoney App, combined with the latest available market information. We would also recommend you to read

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3 best Credit Card for Fuel Spends in India

3 Best Credit Cards for Fuel Spends | Maximum Rewards (Nov’25)

Last Updated on 3 months by Saurabh Best Credit Cards for Fuel Spends | Max Rewards Fuel is one of the most essential yet expensive everyday expenses, especially for those who commute long distances or rely on their vehicles for daily activities. But did you know that your credit card can help you earn valuable rewards every time you fuel up? If you’re looking to make the most of your fuel expenses, you’re in the right place! In this post, we’ll take a look at the top 3 best credit cards for fuel spends that offer the maximum rewards as of November 2025. Whether you’re looking for cashback, points, or miles, these credit cards will help you maximize your rewards every time you fuel up. Let’s dive in! Disclaimer: This blog may include partnered links, but this does not affect our rankings or reviews. Our goal is to provide unbiased information to help you make an informed decision. Top 3 Best Credit Cards for Fuel Spends In this blog, we review 3 best credit cards for Fuel Spends: Indian Oil RBL Bank XTRA Credit Card, IDFC First Power Plus Credit Card and SBI BPCL Octane Credit Card. Based on our analysis of value back, its cost and overall benefits, here’s our detailed recommendation: 1. Indian Oil RBL Bank XTRA Credit Card Apply Now  Joining & Annual Fees: Rs 1,500 + GST 7.5% Value back on IOCL Fuel Spends* 1% Value back on Other Spends Welcome Benefit: 3000 Fuel Points (worth Rs 1,500)** Milestone Benefits: 1000 Fuel Points on Spending Rs 75,000 Quarterly Annual Fee Waived on annual spends of Rs 2,75,000 Payment Network: RuPay or MasterCard Know More *7.5% Valueback or 15 Fuel Points on every 100 spent on IOCL Fuel Stations up to 2000 Reward Points (Rs 1,000 Valueback/month) **Spend 500 or more within 30 days and get 3000 Fuel Points (worth Rs 1500) Does not offer Airport/Railway Lounge Benefits Reward Type: Fuel Points, 2 Fuel Points = 1Rs 1% Fuel Surcharge Waiver up to Rs 200/month Offline UPI Transactions under 2,000 at small merchants won’t be considered for Reward Points, Voucher Benefits, Milestones Benefits or other benefits, unless stated otherwise. 2. IDFC First Power Plus Credit Card Apply Now Joining & Annual Fees: Rs 499+ GST 6.5% Value back on HPCL Fuel Spends* 0.5% Value back on Other Spends Welcome Benefit: Rs 750 worth of Gift Cards** Domestic Airport Lounge: 1 per Quarter*** Annual Fee Waived on annual spends of Rs 1,50,000 Payment Network: RuPay Know More *6.5% Valueback as Reward Points on HPCL Fuel Spends up to 650/month (Inclusive of 1.5% Happy Coins on payment through HP Pay) **Rs 250 worth of Shoppers Stop Gift Card and Rs 500 worth Gift Card on HPCL Fuel Purchase of Rs 500/more ***Offers Airport Lounge Benefits on monthly spends of ₹20,000 or more 25% Discount on movies up to Rs 100 per month 5% cashback on Grocery Spends up to 100/month 5% savings on fastag recharge up to Rs 50/month Travel Spends: 53 RPs every 150 spent on hotel and 33 RPs every 150 spent on flights. Bonus RPs max 8000 a month. Reward Type: Reward Points, 4 Reward Points = 1Rs 1% Fuel Surcharge Waiver up to Rs 200/month 3. SBI BPCL Octane Credit Card Apply Now Joining & Annual Fees: Rs 1,499+ GST 6.25% Value back on BPCL Fuel Spends* 2.5% Value back on Grocery, Dining, Movies & more** Welcome Benefit: 6000 RPs (worth 1,500)*** Milestone Benefits: Gift Vouchers worth Rs 2,000 on annual spends of Rs 3,00,000 Annual Fee Waived on spends of Rs 2,00,000 Domestic Airport Lounge: 1 per Quarter Know More *6.25% Valueback or 25 Reward Points or RPs on every 100 spent on BPCL Fuel Stations up to 2500 Reward Points (Rs 625 Valueback/month) **2.5% Value back on Grocery, Dining, Departmental Store or Movies Spends up to 7500 RPs per month ***Get 6000 bonus reward points equivalent to INR 1500 on payment of annual fees Offers Airport Lounge Benefits: Once per Quarter without spend criteria Reward Type: Reward Points, 4 Reward Points = 1Rs 1% Fuel Surcharge Waiver up to Rs 200/month Gift Vouchers worth Rs 2,000 from Aditya Birla Fashion Or Yatra Or Bata/Hush Puppies on annual spends of INR 3 Lakhs RuPay Card UPI option not available Benefits: Best Credit Cards for Fuel Spends Tailored Rewards: Value Back on your regular Fuel Spends at the partnered Fuel Stations. Exclusive Discounts: Access to special discounts & cashback on Grocery, Travel and Movie Spends. Membership Benefits: Enjoy perks like Fuel Station points or loyalty points. Flexible Redemption Options: Use points for future purchases, vouchers or travel rewards. Airport Lounge Access: Quarterly Access to Domestic Airport Lounge Access. Milestone Benefits: Get additional benefits on your daily spends as milestone benefits. Credit Cult Conclusion If you’re looking to get the most value out of your fuel spends, these 3 best credit cards for fuel spends stand out with excellent reward-to-cost ratios. We’ve ranked them based on how much value they return per rupee spent on fuel — particularly at their partnered fuel stations. 1. Indian Oil RBL Bank XTRA Credit Card Despite its higher annual fee, this card offers an impressive 7.5% value back on fuel purchases at Indian Oil outlets. It’s a top pick for frequent IOCL users, especially those who can also take advantage of milestone benefits to further boost savings. 2. IDFC FIRST Power Plus Credit Card With a modest annual fee of just ₹499, this card delivers strong value — 6.5% value back at HPCL fuel stations. It also offers additional perks on categories like travel, groceries, and movies, plus quarterly domestic lounge access, making it a well-rounded option. 3. SBI BPCL Octane Credit Card This card offers a 6.25% value back on fuel spends at BPCL outlets and includes lounge access. However, compared to the IDFC FIRST Power Plus Card, it provides slightly less value while charging a higher annual fee — making it less favorable in terms of overall reward-to-cost

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