September 2025 - Page 2 of 2

super money referral | kiwi vs supercard pro

Supermoney Referral Link: ₹500 Signup Bonus | 3% UPI (Nov’25)

September 8, 2025

Last Updated on 3 months by Saurabh Supermoney Referral Link | Nov’25 Offers If you’re looking for a way to get more rewards out of your daily transactions then you must have already heard about the Supermoney app by Flipkart. With its SuperCard Pro’s focus on real 3% cashback on UPI payments, it’s quickly become a popular choice for many users. While you might be searching for a “Flipkart Supermoney Referral Code” the program actually works through a simple SuperMoney Referral Link. In this blog post, we’ll walk you through everything you need to know about the Super Money, its referral program, benefits, and the best offers you can unlock this November, 2025. But before we get started, if you are here just for the Super Money App Referral Link then I have share the same below. Referral Link Update (10/10/25): Get up to ₹500 on applying & getting SuperCard Pro within 25 days of signing up with a referral link. Don’t miss this massive limited-period incentive! SuperMoney Referral Link Signup Benefits SuperMoney Referral Link Signup Benefit A new user who has signed up using a SuperMoney Referral Link will be entitled for signup cashback up to Rs 500 once they activate their SuperCard Pro within 25 days of signing up with a referral link. Super.Money is not just an another UPI app. The platform has its own SuperCard, SuperCash for Loans, SuperFDs and more. Managing money should be as rewarding and exciting as living your life and have a look at the perks waiting for you. Get Exclusive Partner Benefits: Your everyday spending gets an upgrade with exclusive deals. Super.Money has partnered with your favorite brands, so you can get instant cashback and special offers on everything from shopping to dining. Think of it as your VIP pass to savings, powered directly by your wallet. Win Big with the Super Jackpot: Who says money can’t be a game? With our Super Jackpot feature, you get a chance to win incredible prizes every week—from the latest tech to plane tickets. It’s a new, fun way to get rewarded just for using your money. Share Cash, Share a Meme: Now you can send money to a friend with a twist. This unique feature lets you gift a meme along with cash, making the transaction a fun and memorable moment. It’s the perfect way to share some joy and a little wealth at the same time. Flipkart Promotional Offers: Its a Flipkart app and in the past, Flipkart has many times offered mind boggling payment offers with their Super.Money App. Moreover, you can expect more exclusive payment offers from their companies like Myntra, Cleartrip, and more. 5% Cashback* on Recharges & Postpaid Bills: Get up to 5% Cashback on Recharges and Bill Payments. Additionally, get a flat 10% cashback (up to ₹30) on any Airtel postpaid bill with minimum transaction value of ₹299 on super.money app (offer available once per month). Super.Money isn’t just another UPI app; it’s a whole new way to experience your finances. Download Super.Money today and start enjoying the benefits. Super.Money Offers to Watch (Nov’25) Super Money, backed by Flipkart, is known for its consistent rewards and promotions. This month, in particular, there are several offers to take note of that can maximize your savings. SuperCard Pro Signup Benefit with Referral: Now, get up to Rs 500 as signup bonus on signing up with a referral code. (Maybe limited time offer) Get 10% off across Flipkart up to Rs 50: Pay through superUPI and get flat 10% discount up to Rs 50 on any Flipkart purchase. Cashback on every UPI payment: This is Super Money’s main selling point. You can get cashback up to 5% on almost every UPI transaction, from local shop payments to online purchases. This is a guaranteed reward that makes every payment more rewarding. Steps to Signup with Supermoney Referral Link | Claim up to Rs 500 Bonus Ready to get started? Here is a simple, step-by-step guide to using a Supermoney referral link to sign up. Click on the Referral Link: Download the Super.Money app from the Google Play Store or Apple App Store. Download the App: Install the Super Money app on your smartphone. Complete Sign-Up: Follow the on-screen instructions to register. You will need to link your bank account for UPI payments. Claim Your Bonus: To get the referral benefit of up to ₹500, you must apply for Axis SuperCard Pro directly from the app within 25 days of your Super Money sign-up. Make Your First Transaction: Make a qualifying UPI payment or transaction. By following these simple steps, you secure the limited-time sign-up incentive and begin your rewarding journey with Super Money. October Referral Signup Update: Get up to Rs 500 on signup with supermoney referral link SuperCard vs SuperCard Pro: Benefits Super.Money has partnered with many banks to offer co-branded credit cards like Axis, Utkarsh, etc. but mainly it has 2 variants: SuperCard and SuperCard Pro. One is best for cashback on UPI and other one is FD based (best for shopping). Sharing the benefits of both below: SuperCard Pro: 3% Cashback on UPI Key Features: Flat 3% Cashback on UPI (up to Rs 500/month) Lifetime Free Credit Card Flat 1% cashback on all other spends 100% fuel waiver Free physical card delivered at your doorstep Exclusive Cashback offers on OLA, Myntra, MMT and more. Click here SuperCard: FD Backed Credit Card Key Features: 100% approval, FD-backed credit card for easy approval Lifetime Free credit card 5%, 3% and 2% cashback on Myntra, Cleartrip and Flipkart Flat 1% cashback on all spends Exclusive cashback offers on 50+ brands with RuPay New to Credit are Eligible Click here Is Super Money Safe? Super.Money is an UPI app owned by Flipkart which they launched in the year 2024 after its separation from PhonePe. And if that’s not enough then they are recognized and approved by the National Payments Corporation of India (NPCI) and which one can verify on the NPCI’s website. They have also partnered with Yes

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HDFC Tata Neu Card Referral Code SAUR1137 | Signup Benefits

September 8, 2025

Last Updated on 2 months by Saurabh Tata Neu Card Referral Code | Offers Are you looking to enhance your shopping experience and unlock exciting rewards? The HDFC Tata Neu Credit Card might be exactly what you need! If you’re already thinking about applying, then don’t forget to signup with the HDFC Tata Neu Card Referral Code () SAUR1137 for exclusive signup benefits and gain access to unlimited benefits! In this blog post, we’ll cover everything you need to know about the HDFC Tata Neu Credit Card. We’ll walk you through its key benefits & features, infinity vs plus variant, detail the application process and highlight all the exciting offers and promotions available this month (). Table of Content HDFC Tata Neu Credit Card: Key Benefits Neu Infinity vs Plus Credit Card HDFC Tata Neu Infinity CC HDFC Tata Neu Plus CC Application Process Tata Neu and Card: Active Offers Cult Conclusion HDFC Tata Neu Credit Card: Key Benefits The HDFC Tata Neu Credit Card is a co-branded credit card offered by HDFC Bank in collaboration with Tata Group’s digital platform, Tata Neu. The card is designed to provide exceptional value to users who shop on the Tata Neu platform and prefer enjoying benefits across various Tata brands. Here are the Key Benefits of its Infinity Variant: 5-10*% Cashback on Shopping through Tata Neu on all Tata brands like BigBasket, Air Asia, Tata 1mg, Croma, TataCliQ, Tanishq, etc. Applicable for transactions done on Neu App. Up to 20% Savings with promotions and/or promotional coupon codes on Tata Brands when paying with Tata Neu Infinity Credit Card. 5% Cashback on payment of Utilities with the card. (includes Insurance) Up to 1.5% Cashback** on UPI spends via Tata Neu App using with RuPay variant Neu Infinity Credit Card. (up to Rs 500/month) 1.5% Cashback on other spends or any merchant EMI spends. 12 Complimentary Airport Lounge Access (8 domestic + 4 International) per year on Infinity Card. (Milestone Based) Additionally, get Spotify Premium and EazyDiner Prime Membership, if you signup with our exclusive HDFC Tata Neu Card Referral Code SAUR1137. *Extra 5% Cashback is for the Legend Tier users of Tata Neu App. You may already be in the Legend Tier with their HDFC Neu Infinity Credit Card. **All Cashbacks are in the form of NeuCoins (1 NeuCoin – 1Rs) and can be used across the Tata Brands. The 2 Variants: Neu Infinity Vs Plus Card HDFC Tata Neu Credit Cards has revolutionized rewards for Tata Group loyalists, offering a seamless way to earn on spends across Tata brands like BigBasket, Croma, Tata 1mg, and more. But the Tata Neu (in partnership with HDFC Bank) offers two distinct variants—Tata Neu Infinity & Plus Card—and choosing the right one is key to maximizing your savings. 1. HDFC Tata Neu Infinity Credit Card Apply Now! Key Features: (5*+5)% Cashback On the Tata Neu App 5% Cashback on Recharges & Utilities 5% Cashback on Partner Brands 1.5% Cashback on UPI up to Rs 500/month (RuPay) 1.5% Cashback on Other/Offline Spends 8 Domestic & 4 International Lounge Access* Joining & Annual Fees: Rs 1,499 (Offering as LTF to Most) 2. HDFC Tata Neu Plus Credit Card Apply Now! Key Features: (5*+2)% Cashback On the Tata Neu App 2% Cashback on Recharges & Utilities 2% Cashback on Partner Brands 1% Cashback on UPI up to Rs 500/month (RuPay) 1% Cashback on Other/Offline Spends 4 Domestic Lounge Access* Joining & Annual Fees: Rs 499 (Offering as LTF to Most) Refer to the PDF shared for HDFC Tata Neu Credit Card Cashback Details. Application Process with HDFC Tata Neu Card Referral Code Applying for the HDFC Tata Neu Credit Card with a Referral Code is simple. Here’s how you can apply: Visit the Website: Visit the Tata Digital Website or Tata Neu App. Select the Tata Neu Credit Card: Navigate to the Credit Cards section and select the Tata Neu Credit Card Variant that suits your needs. (Suggestion: Go for the Infinity Variant, Plus is useless) Enter the Referral Code: While filling out the application form, make sure to enter the Neu Card Referral Code SAUR1137, if not automatically filled. Submit Documents: Provide necessary details and documents like proof of identity, address, and income as per HDFC’s requirements. Approval & Card Issuance: Once your application is processed and approved through the VKYC, the card will be sent to your address within 3-5 days. Start using it to enjoy all the rewards and offers right away. Tata Neu Card Referral Code | Active Offers The HDFC Tata Neu Credit Card is already offering wide variety of offers but that’s not it. There are more offers live this month (). Get up to 10% Cashback on Zomato Orders with NeuCard. 10% Discount on BB with promotional coupon code on payment with NeuCard. Flat Rs 500 Off on Tata Cliq with coupon code TATANEUCARD on mov 2500. Flat 10% Instant Discount on flights booking with NeuCard through Tata Neu. Earn 2X NeuCoins during your birthday month. Get Spotify Premium and EazyDiner Prime when you signup for HDFC Tata Neu Card Referral Code SAUR1137, and more offers. Cult Conclusion The HDFC Tata Neu Credit Card is a great option for those who shop frequently with Tata Group brands and want to earn NeuCoins while enjoying exclusive discounts, benefits, and offers. It’s ideal for people who value convenience, rewards, and the chance to earn while they spend. Using the HDFC Tata Neu Card Referral Code SAUR1137 gives you that extra edge to enjoy even more rewards from the start. So, don’t miss out on this opportunity. Apply today, and start making the most of your shopping experience with Tata Neu! Apply Now! Hey Readers, We hope you found this post helpful and used our HDFC Neu Credit Card Referral Code SAUR1137 while signing up for the card. To make your experience even better, we also recommend downloading the Cred App. With Cred, you can unlock exclusive sign-up offers, earn cashback on your credit card bill payments, and other exciting benefits. Don’t miss out—start saving and earning today! Happy Spending!

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HDFC Bank Swiggy Credit Card – India’s Popular Cashback Card

September 7, 2025

Last Updated on 3 months by Saurabh HDFC Bank Swiggy Credit Card: Is It the Right Choice for Your Wallet? In an age where online shopping and food delivery are a part of daily life, having a credit card that rewards you for these spends is a game-changer. The HDFC Bank Swiggy Credit Card has quickly emerged as a top contender in the Indian market, offering a compelling cashback structure that goes beyond just food delivery. In this detailed review, we’ll break down everything you need to know about this popular co-branded card. We’ll explore its key features, analyze its pros and cons, and help you decide if it’s the perfect fit for your spending habits. Let’s dive in! HDFC Bank Swiggy Credit Card: Key Features & Benefits The HDFC Bank Swiggy Credit Card is designed for the digital-savvy user, with a focus on delivering high cashback on a wide range of online transactions. Accelerated Cashback on Swiggy: 10% Cashback on all your transactions within the Swiggy app, including Swiggy Food, Instamart, Dineout, and Genie. Maximum Cashback: Capped at ₹1,500 per billing cycle. High Cashback on Online Spends: 5% Cashback on a broad range of online shopping categories, including electronics, apparel, department stores, and more. This benefit works on popular e-commerce platforms like Amazon, Flipkart, Myntra, and cab services like Ola and Uber. Maximum Cashback: Capped at ₹1,500 per billing cycle. Base Cashback on All Other Spends: 1% Cashback on all other eligible spends, both online and offline. Maximum Cashback: Capped at ₹500 per billing cycle. Welcome & Renewal Benefits: Complimentary 3-Month Swiggy One Membership as a welcome benefit upon card activation. Annual Fee Waiver if your total annual spends exceed ₹2 Lakh. Additional Benefits: As a Mastercard World card, it offers a suite of global benefits, including access to golf courses and lessons (as per Mastercard’s program terms). IMPORTANT NOTE: This credit card doesn’t provide 5% cashback on core competing categories, Online Food & Grocery Delivery Category. Which means one would get 1% cashback on spends on apps like Zomato, Big Basket, Blinkit, Zepto, etc.But, Amazon and Flipkart are the only exceptions as the card provides 5% cashback even on grocery spends on both platforms. Pros & Cons: A Balanced View To help you make an informed decision, here’s a quick summary of the card’s advantages and limitations. Pros Cons High Cashback Rates: A fantastic 10% on Swiggy and 5% on online shopping are among the best in the market for a card in this segment. Cashback Caps: The monthly caps on cashback limit your total earnings, which might not be ideal for high spenders. Versatile Cashback: The 5% online cashback category is broad, making this a great all-purpose card for online shopping. MCC-Based Exclusions: The 5% cashback is tied to specific merchant category codes (MCCs), and certain categories like flight/hotel bookings are excluded. Low Annual Fee: The fee of ₹500 + GST is easily offset by the welcome benefits and can be waived with a reasonable spending of Rs 2 Lakh. No Airport Lounge Access: The card does not offer complimentary airport lounge access, a common feature on many similar cards. Simple Redemption: Cashback is automatically credited to your credit card statement, simplifying the redemption process. Exclusions: Fuel, EMI, rent, and wallet reloads do not earn any cashback. Credit Cult Conclusion: Is The HDFC Swiggy Card Underrated? While the HDFC Swiggy Credit Card has gained significant popularity, it’s still often viewed as a niche card for Swiggy users. However, its true value lies in the broad 5% cashback on general online spends, which makes it a direct and powerful competitor to other leading cashback cards in the market. For a customer who spends regularly on Swiggy and has a significant portion of their monthly budget allocated to online shopping, this card offers one of the best value propositions in its category. If you’re a frequent online shopper, especially if you also use Swiggy, this card is a definite must-have. Its low fee and high cashback potential make it an excellent choice for a primary or secondary card in your wallet. Especially, if this is offered to you as a lifetime free card then this credit card is a must have. Apply Now! Hey Readers, We hope you find this post useful but here is more, if you apply for the card and join our telegram channel then we will give you a bonus reward once we have validated your signup. If you are looking for the best all rounder cashback credit card then try out HDFC Tata Neu Credit Card too and use referral code SAUR1137 on signup. Checkout more about the HDFC Tata Neu Credit Card. Happy Investing! Telegram

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Kiwi referral code | Kiwi app referral code

Kiwi Referral Code | ₹800 Signup Offer | 5% Cashback on UPI

September 3, 2025

Last Updated on 2 months by Saurabh Kiwi Referral Code for Signup Bonus Active Kiwi Referral Code () : Looking for a RuPay Credit Card to maximize cashback on UPI spends? Here we present you with the Kiwi App offering 5% cashback on UPI Spends to merchants. It also offers signup bonus of up to Rs 800 for just signing up with an Active Kiwi Referral Code. Ready to get started? Read on to discover all about Kiwi RuPay Credit Card: Features, benefits, fees and the Kiwi Neon Membership Program. Disclaimer: This blog contains referral links, which may earn us a commission at no additional cost to you. These rewards help support the maintenance of this website but doesn’t affect our review. Table Of Content: Kiwi Referral Code Signup Benefits How to Signup with Kiwi Referral Code? Kiwi Neon Membership & Benefits How to Claim Airport Lounge Access? Frequently Asked Questions (FAQs) Best Kiwi App Alternatives Cult Conclusion: Signup with Kiwi Referral Code Kiwi Referral Code: Signup Benefits When you sign up for the Kiwi App using a referral code, you will receive an exclusive signup bonus worth up to ₹800 in the form of Kiwis. And that’s not it here’s what all you get: ₹800 Instant Bonus: Simply enter the referral code (), and you will receive up to ₹800 in your bank account once your Kiwi RuPay Kwik Card is approved. Lifetime Free Credit Card: Enjoy all the benefits of the RuPay Credit Card at no extra cost. 1.5% to 5% Cashback: Use your Kiwi card for to pay merchants through UPI transactions and earn cashback instantly. Kiwis on Every UPI Transaction: Every UPI payment (even through bank) you make with the Kiwi app earns you Kiwis, which can be converted into real money. (4 kiwis = Rs 1) Airport Lounge Access (Milestone): Up to 3 Domestic Airport Lounge Access in a year. Each on spending 50K, 100K and 150K within a year. By signing up with the Kiwi credit card referral code , you ensure that you get the best benefits from the day one. It’s simple to sign up, and the rewards continue to grow as you use the app! How to Sign Up with Kiwi Referral Code? Here’s a quick guide to sign up: Download the Kiwi App: Start by downloading the Kiwi app. Start the Signup Process: Open the Kiwi App and start the signup process with mobile number verification, PAN Card and DOB Details. Enter the Referral Code: After initial steps and verification, it will ask for an invite code. Make sure to enter the kiwi app referral code to unlock your signup bonus up to ₹800. Apply for the Kiwi Credit Card: Continue applying for the Kiwi RuPay Credit Card. Complete KYC: Finish the KYC process to verify your identity and complete your application. Start Earning Rewards: Once your application is complete, start using your card for UPI and Scan & Pay transactions and earn up to 5% value back on eligible spends. That’s it! Make your 1st UPI transaction with Kiwi Credit Card and receive up to ₹800 signup bonus. You’ll continue to earn rewards & cashback with every UPI transaction you make. Kiwi Neon Membership Although Kiwi Credit Cards are lifetime free but Kiwi does have a paid membership program called Kiwi Neon Membership. Initially, it used to be complimentary for new users signing up with an invite code but not anymore. Now, the Kiwi Neon Membership costs Rs 999/year excluding taxes and offers many amazing benefits to its members. Kiwi Neon Membership Features & Benefits 1. Additional cashbacks on Kiwi UPI transactions: 2% on scan & pay transactions (where QR code is scanned) 0.5 % on online transactions (where payment is redirected from merchant website/app to Kiwi app to complete the transaction) Rewards up to Rs 100/month on savings a/c transactions 2. Milestone rewards on yearly spends on Kiwi App: 3% cashback on eligible spends of Rs.50,000 + 1 lounge access unlocked 4% cashback on eligible spends of Rs.1,00,000 + 1 lounge access unlocked 5% cashback on eligible spends of Rs.1,50,000 + 1 lounge access unlocked Note: Milestone rewards will be calculated as: Milestone 1: 3% of eligible spends, minus the cashback already earned under your Kiwi Neon subscription for the year. Milestone 2: 4% of eligible spends, minus the cashback already earned under your Kiwi Neon subscription for the year. Milestone 3: 5% of eligible spends, minus the cashback already earned under your Kiwi Neon subscription for the year. Note: Eligible spends is defined as: Total spends on Kiwi – spends in exclusion categories – refunds (shown under the Kiwi Neon Membership tab) How to Claim Airport Lounge Access? Kiwi does provide Domestic Airport Lounge Access to its users but one needs to be a Kiwi Neon Member and should have reached the Milestone Spend of 50K/100K/150K to unlock and claim the Lounge Access. Open the Kiwi App and scroll down until you reach the ‘Explore’ section. Now, tap on the ‘Airport Lounge’ option within the ‘Explore’ section. 3 Lounges option and its status will show. You can claim it if you have unlocked the same. Redeem it by scanning/uploading your boarding pass. Generate the Lounge QR and show the QR at Airport Lounge Reception. Note: Once unlocked, the Lounge pass is valid for a period of 6 months from the date of issue on the Kiwi app. Each pass admits one customer to the lounge, and guarantees the customer to a maximum of 2 hours per stay. Frequently Asked Questions (FAQs) Does Kiwi Offer Airport Lounge Access? Yes, with the Kiwi Neon Membership (₹999 + GST annually) users can get up to three complimentary Domestic Airport Lounge Access visits within a year. Each access is awarded on spends of ₹50,000, ₹1,00,000 and ₹1,50,000. Do we get Complimentary Kiwi Neon Membership on signing up with referral code? No, Kiwi Neon Membership is not free anymore. Initially, it was offered for free to new users signing up with a referral code ([ref_code]) but

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Best Credit Cards for Online Shopping | Top 4 Co-branded Cards

September 1, 2025

Last Updated on 3 months by Saurabh Introduction: Best Credit Cards for Online Shopping in India In today’s shopping landscape, choosing the best credit cards for Online Shopping in India can significantly enhance your purchasing power and overall experience. Co-branded credit cards offer unique perks and rewards tailored to specific retailers or brands. Whether you’re a frequent shopper at your favorite stores or just looking to maximize your spending, this guide will help you identify the best credit cards for shopping online in India. Disclaimer: This blog may include partnered links, but this does not affect our rankings or reviews. Our goal is to provide unbiased information to help you make the best decision. Table of Content: What are Co-branded Credit Cards? Top 4 Co-branded Credit Cards for Shopping HDFC Tata Neu Infinity Credit Card Flipkart Axis Bank Credit Card Amazon Pay ICICI Credit Card Swiggy HDFC Bank Credit Card Benefits of Using Co-branded Credit Cards Conclusion FAQs What are Co-branded Credit Cards? Co-branded credit cards are financial products offered by banks in partnership with specific retailers or brands. These cards typically provide rewards or discounts when used at the partnered store, making them a great choice for loyal customers. They often come with additional benefits such as exclusive promotions, bonus points, or cashback. Top 4 Credit Cards for Online Shopping In this blog, we review four standout credit cards for utility bill payments: HDFC Tata Neu Infinity Credit Card, Flipkart Axis Credit Card, Amazon Pay ICICI Credit Card and Swiggy HDFC Bank Credit Card. Based on our analysis of cashback percentages, its cost and overall benefits, here’s our detailed recommendation: #1. HDFC Tata Neu Infinity Credit Card Apply Now Joining & Annual Fees: Rs 1499 or Lifetime Free 10% back as NeuCoins on Shopping on Various Brands on Tata Neu (Including Neupass valueback) Upto 20% instant discount on spends during TATA PayDay Sale (including NeuPass offer) 1.5% NeuCoins on Other Spends and UPI spends through RuPay credit card through TATA Neu App Welcome Benefit: 1499 Neucoins on payment of Joining Fees Know More Minimum 5% back as NeuCoins on shopping on Tata Neu or TATA Brands 1.5% back as NeuCoins on Non-Tata brand spends and any merchant EMI spends 1.5% back as NeuCoins, up to 500 NeuCoins per month, on UPI spends via RuPay card variant Additional 5% back as NeuCoins for NeuPass Members on transactions done on Tata Neu App/Website Complimentary Airport Lounge Access on minimum spend of Rs 50,000 last quarter (1/Quarter for International and 2/Quarter for Domestic Airport Lounges) #2. Flipkart Axis Bank Credit Card Apply Now Joining and Annual Fees: Rs 500 5% and 7.5% cashback on Flipkart and Myntra Shopping up to Rs 4,000/month 4% cashback on preferred merchants – PVR, Swiggy, Uber and cult.fit 1% cashback across all other spends Joining benefit worth Rs 1,250 from Flipkart and Swiggy Know More 4 complimentary domestic lounge visits in a year (Discontinued June, 2025) 12% off on Cleartrip Unlimited cashback without any capping on 4% and 1% Categories. #3. Amazon Pay ICICI Credit Card Apply Now Joining and Annual Fees: Nil 5% cashback on Amazon Shopping spends for Amazon Prime Members 3% cashback on Amazon Shopping for non-prime members 2% cashback on partner spends 1% cashback on other spends Joining Benefit: Amazon Prime for 3 months Know More No complimentary domestic lounge access Special Signup offers worth more than Rs 1500 (Amazon Shopping and Bill Payments) Unlimited Cashback #4. Swiggy HDFC Bank Credit Card Apply Now Annual Fees: Rs 500 10% cashback up to Rs 1500/month on Swiggy 5% cashback up to Rs 1,500/month on Online Platforms-Fashion, Cabs, Movies and more 1% cashback up to Rs 500/month other spends Welcome Benefit: Swiggy One Membership Know More First year free or may offer the card as Lifetime Free Competitor apps and shopping categories like zomato, big basket, etc will give 1% cashback only (except amazon and flipkart grocery as it will give 5% cashback) Cashback will be credited directly in your card statement Get 10% extra discount up to Rs 500 on your birthday Benefits of Using Co-branded Credit Cards Tailored Rewards: Earn points or cashback specifically for the retailer you shop at most. Exclusive Discounts: Access to special promotions and sales. Membership Benefits: Enjoy perks like free shipping, early access to sales, or loyalty points. Flexible Redemption Options: Use points for future purchases or travel rewards. Credit Cult Conclusion When it comes to maximizing your shopping rewards, co-branded credit cards can offer significant benefits tailored to your spending habits. And above we ranked on the basis of Reward-Cost Ratio: Tata Neu Card: Even with High Annual Charges HDFC Tata Neu Credit Card stands out for its extensive rewards (up to 10%) across multiple Tata brands on Tata Neu App, making it ideal for those who frequently shop at Tata retail outlets and use Tata services. Flipkart Axis Card: A strong contender for online shoppers, especially Flipkart Shoppers, this credit card provides great cashbacks on Flipkart purchases and on other online transactions. Amazon Pay ICICI Card: Best Credit Card for Amazon Prime Members as it offers up to 5% cashback on Amazon purchases along with benefits for everyday spending, making it a reliable option for many. Swiggy HDFC Bank Credit Card: A great all-rounder card for online shoppers especially for Swiggy loyal customers as it gives 10% additional cashback on Swiggy and 5% on other Online Non-Competitor Categories. Each of these cards has unique features and rewards that cater to different shopping preferences. By considering your shopping habits and choosing the card that aligns best with your lifestyle, you can maximize your savings and enhance your shopping experience. Happy shopping! FAQ: Best Credit Cards for Shopping 1. Are co-branded credit cards worth it? Answer: Yes, if you frequently shop at a specific retailer, the rewards and benefits can provide significant savings. 2. Do co-branded credit cards have annual fees? Answer: Some do, while others have no annual fees. It’s essential to weigh the benefits against the cost. 3.

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